How Much Does Food Delivery Insurance Cost in the UK? 💷

How Much Does Food Delivery Insurance Cost in the UK? 💷

While many industries that exploded during the pandemic have ebbed, the food delivery market shows no signs of slowing down. Uber Eats, Deliveroo and Just Eat etc remain as popular as ever, and can be a good source of income for drivers looking for a more flexible work solution. However, whether you’re driving for your local or for global brands, you’ll need the right fast food delivery insurance.

Are you a budding delivery driver wondering how much your insurance could cost? Read on.

Why Do I Need Food Delivery Insurance?

If you’re being paid to deliver food, but don’t have the correct insurance, you can be in big trouble if you’re pulled over or involved in an accident. Whether you’re delivering for your local Chinese delivery service, or one of the big players like Uber or Deliveroo, you’ll need the proper insurance. With the likes of Uber, you also need to provide the appropriate documentation to get started – we can help you with this.


What Are the Requirements for Getting a Quote?

As with any insurance, there are certain factors that we take into account when creating a quote for you. This is what helps us personalise your quote and gives you the best chance of getting the best price.

These factors include

  • Your age
  • How long you’ve held your license for
  • The type of vehicle you’ll be using for deliveries
  • The age of your vehicle
  • Years of No Claims Discount (NCD)

Can I Use My Own Vehicle?

So long as your vehicle meets our requirements, there’s no reason to not use your own car, motorcycle or scooter for food delivery. Requirements include the condition and age of your vehicle, number of seats and where the vehicle is kept when you’re not using it. Make sure you have all this information to hand when you quote with us to get the best price. 

Why Choose INSHUR?

We offer some of the most flexible fast food delivery options on the market right now. You can choose from 30 day policies or an annual policy – it’s totally up to you! Our coverage also includes courier as well as food delivery, including Amazon Flex. Our policies also include Social, Domestic & Pleasure coverage as standard. 

This means while you’re out delivering dinner, you can continue to use your vehicle as normal outside of your working hours. You’re also not tied to one delivery partner, as our coverage supports multiple delivery platforms. 

You can get a personalised food delivery quote in under 3 minutes, so why go anywhere else?

Alright, What Are the Numbers?

A good magician never reveals his secrets…

We keep our equations close to our chest to ensure we stay one of the leaders in the commercial insurance market. Also, the calculations can be quite complicated!


Quote prices can vary significantly, the best way to discover the most up to date prices is to come to us direct, so if you’re interested, you can click the button at the end of this post to get a quote.

In Summary

Food delivery work has many benefits, including a flexible working schedule and the opportunity to use your own vehicle. But you must make sure you have the correct insurance before starting your new job.

INSHUR offers two types of policy to suit you, 30-day for those working part time or annual policies for more regular delivery drivers. Both options include a courtesy car in the event of an accident, and both include SD&P as standard. 

You can get a quote in as little as 3 minutes, and be on the road in no time. Click the button below to get your personalised quote now. 

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