Commercial vehicle insurance

Specifically designed for van drivers, our policies cover you for Carriage of Own Goods.

Carriage of own goods insurance is a type of business insurance that covers you for driving your van for business use while carrying items you need for work. It differs from other types of cover such as goods for hire or reward, haulage, and courier cover as it only applies to items you own or stock in your possession as part of your trade. Note INSHUR only covers the motor aspect so a separate goods in transit or tool cover policy is needed to cover any goods, tools, equipment or supplies.

Please note, our policies only cover your van. You’ll need a separate Goods in Transit or Tool Cover policy to insure goods, tools, equipment, and supplies.

We've teamed up with Markel Direct, who will offer you additional coverage for things like tool cover, public liability, and more from just £7 a month*. Plus, use code INSHUR10 to get 10% off. Click here to get a quote. 

*Price based on a window cleaner with £1M public liability cover

No. Our commercial vehicle policies provide motor cover only. This extends to permanently fitted accessories, but doesn’t insure the contents of your vehicle.

You’ll need a separate Goods in Transit or Tool Cover policy to insure any tools, goods, equipment, stock, or materials you store or transport in your vehicle.

We've teamed up with Markel Direct, who will offer you additional coverage for things like tool cover, public liability, and more from just £7 a month*. Plus, use code INSHUR10 to get 10% off. Click here to get a quote. 

*Price based on a window cleaner with £1M public liability cover

We allow you to carry goods for your own business use, including parts, stock, supplies, samples, tools, and equipment as necessary to carry out your occupation as a tradesperson.

This product does not allow the carriage of hazardous goods in quantities that require a licence from the relevant authority. This policy also does not cover scrap metal and palletised goods.

This product does not allow the carriage of goods for hire & reward (see our alternative Courier/Fast food product).

INSHUR only covers the motor aspect, so a separate goods in transit or tool cover policy is needed to cover any parts, stock, supplies, samples, tools, and equipment. 

We've teamed up with Markel Direct, who will offer you additional coverage for things like tool cover, public liability, and more from just £7 a month*. Plus, use code INSHUR10 to get 10% off. Click here to get a quote. 

*Price based on a window cleaner with £1M public liability cover

Yes, social, domestic, and pleasure (SD&P) cover is included as standard with our commercial vehicle policies. That means you can use your van for everyday tasks like shopping, running errands, or visiting friends. 

Your documents will be available to view and download once you have purchased a policy. Log in here to view. 

Please be aware some documents can take a while to generate, if they don't appear try again after 30 minutes. 

Click here to find out more about a tradesman insurance quote with Markel Direct.

When you get a quote, you will answer some questions about you and your business and get a quote in as little as 90 seconds.

Remember to use code INSHUR10 for 10% off!