Private hire insurance

Save £800* or more on your private hire insurance. Includes Bolt, FREENOW, Uber and more. 

  • Four cover levels built for private hire
  • Social, Domestic & Pleasure (SD&P) included
  • Flexible payment plans 
  • Quote , buy and manage your policy online
  • Join over 1 million on-demand drivers already covered by INSHUR
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We’ve made private hire insurance more affordable

Save £800 or more* on your private hire insurance! 

At INSHUR, we’re always looking for ways to support you better. That’s why we’ve improved our private hire insurance pricing, helping you keep more of what you earn. 

To give you an idea of how much you could save: If your renewal is coming up in August 2025, your premium could be 25% lower than last year. 1 in 5 drivers are already seeing these savings! 

*20% of customers who received a quote in August 2024 could see savings of at least £800 on a policy in August 2025. 

What is taxi insurance, or private hire taxi insurance?

If you're a private hire driver in the UK, having taxi insurance is a legal requirement. This specialised cover ensures that you and your vehicle are protected while using it for work.

Unlike standard car insurance, taxi insurance is designed specifically for private hire drivers to safeguard you, your passengers, and your livelihood. With private hire taxi insurance, you’re protected against the unexpected - so you can keep driving with peace of mind.

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What's included in private hire insurance?

We offer four cover levels from Third Party only to Comprehensive Plus insurance. All of our policies offer: 

  • Social, Domestic, and Pleasure (SD&P) use included as standard
  • Optional coverage for fast food delivery
  • Optional no claims discount protection for 4+ years 
  • Driving in the EU

With a Comprehensive Plus policy, you also get: 

  • Fire and theft cover
  • Cover for accidental or malicious damage
  • Windscreen cover
  • Public liability up to £10M
  • PCO replacement vehicle for 14 days (where available) 
  • Motor legal expenses included

Compare our cover options here

Is private hire insurance right for you?

This cover is designed for UK private hire drivers who need fast, reliable cover. It's ideal for:

  • Private hire drivers who work with Bolt, Ola, FREENOW, or other rideshare apps or local taxi operators 
  • Private hire drivers who want their SD&P use to be included under one policy
  • Drivers who need flexible payment options
  • Short-time drivers looking for 30-day coverage
  • Long-term drivers who prefer annual coverage 
  • Busy private hire drivers who want to manage their insurance online anytime, anywhere
  • Private hire drivers looking for multi-driver coverage

Why choose INSHUR for your private hire taxi insurance?

As a private hire driver or minicab operator, you need taxi insurance that works as hard as you do. Forget endless paperwork and slow processes. We offer online taxi insurance quotes in minutes, so you can get covered and on the road without delay. From short term taxi insurance to fully comprehensive annual policies, we're built for your flexibility.

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Choose a level of private hire coverage that suits you

Our private hire taxi insurance offers the same core protections as a personal insurance policy but with added coverage for private hire driving. Every policy includes Social, Domestic & Pleasure (SDP) use as standard, so you're covered on and off the job.

Our private hire insurance highlights

At INSHUR, we understand the unique demands of being a private hire taxi driver. That's why we've built insurance policies for private hire, minicab, private taxi, and PCO drivers, helping you stay on the road and maximise your earnings.

  • Tailored online quotes: Buy your private hire insurance online in minutes
  • Flexible and short-term taxi insurance options: Choose from 30-day short-term policies, or save with annual private hire insurance cover and spread the cost with monthly payments
  • Coverage for a wide range of platforms: Cover for private hire platforms and local taxi operator. Plus, get cover for fast food platforms too. Just let us know when you quote
  • Personal use included: Cover for work and play with Social, Domestic & Pleasure covered as standard
  • Trusted by drivers: Join over 1 million on-demand drivers already covered by INSHUR 
  • EV and Hybrid protection: Specialised cover for electric and plug-in hybrid vehicles, including battery and charging cable protection.
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Man sitting in the driver's seat of his care, entering information into u keypad
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Buy private insurance with INSHUR in minutes

Getting covered is simple:

  1. Click 'Get a private hire quote' below
  2. Create an account and enter your vehicle and driver details
  3. Choose your cover and payment terms
  4. Get instant cover and policy documents
Taxi driver in a blue shirt standing next to his car while checking his phone

Make private hire taxi insurance work for you

Whether you need full-time protection or something for occasional work, INSHUR has a policy for you. We offer:

 

365
Annual private hire insurance

For full-time taxi drivers and minicab operators, it is ideal for building your no-claims discount.

30
30-day private hire insurance

A great option for new drivers, seasonal work, or if you need temporary private hire insurance. 

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PCO car insurance

Cover specifically designed for PCO licenced drivers in London, ensuring you meet the legal requirements for PCO insurance.

Drive an electric or plug-in hybrid taxi?

Get the taxi insurance you need with additional protection for your EV or plug-in hybrid, including:

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Battery cover

Repair or replacement for covered claims or accidents. Available for both owned and leased batteries. Up to £10k of battery coverage. 

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Cable cover

Reliable support for damaged or stolen cables while attached to your vehicle. We also cover you for third-party incidents, e.g. someone tripping over your cable while in use.

Hear from our happy customers

"Great customer service and excellent prompt callback from the team. Sorted my Private hire insurance smoothly and a very competitive price 👍"

John
Private Hire Driver

"Best private hire insurance for less. A few easy steps online and I got insured. Got the top cover for lot less than what other companies quoted."

Akhtar
Private Hire Driver

"INSHUR’s policy has provided me with peace of mind, knowing that I'm protected in case of any unforeseen events. The application process was straightforward, and the quotes were competitive. The customer service team was responsive and helpful, answering all my questions and concerns."

Mr S Mahmood
Private Hire Driver

Frequently asked questions (FAQs)

Ready to get covered?

Join thousands of taxi and private hire drivers who trust INSHUR for their commercial cover. Get your private hire insurance quote today and drive with confidence.