What insurance do I need for Uber?

To drive for Uber in the UK, you need private hire insurance (PHV insurance) that covers hire and reward. This is a legal requirement and protects both you and your passengers. INSHUR offers 30-day and annual private hire taxi insurance policies covering both Hire and Reward and Social, Domestic and Pleasure use.

How much does Uber private hire insurance cost?

INSHUR uses hundreds of data points to calculate your Uber private hire insurance premium. Factors including your Uber driver rating and Uber Pro status are used to generate a personalised quote for each driver, ensuring fair and competitive pricing. Your price can also improve at renewal based on your Uber driver score.

How will I get my Uber insurance documents?

Your policy documents will be available to view and download through your online Dashboard once you have purchased a policy. Documents can take up to 30 minutes to generate. When you purchase Uber private hire insurance through INSHUR, electronic copies of your policy documents are also sent directly to Uber automatically — no manual upload required.

Do you send my insurance documents straight to Uber?

Yes. When you purchase private hire insurance for Uber through INSHUR, electronic copies of your policy documents are sent directly to both you and Uber automatically via Uber Instadoc. You do not need to upload any documents yourself.

Can I use my personal car insurance for Uber?

No. To drive for Uber in the UK, you must hold specialist private hire vehicle insurance that covers hire and reward. This is a legal requirement for all private hire vehicle drivers. Standard personal car insurance does not cover private hire use and does not meet Uber's requirements.

How do I get Uber private hire insurance?

Getting covered is straightforward: visit https://inshur.com/en-gb/uber-insurance and start your quote, log in with your Uber details to link your account, enter your vehicle and driver details, choose your cover level and payment terms, and receive instant cover. Your policy documents will be sent to Uber automatically.

Does Uber provide insurance for its drivers?

No. Uber does not provide private hire vehicle insurance for your car or passengers. It is your responsibility as a driver to hold the correct private hire vehicle insurance before driving with Uber.

Uber insurance

Private hire insurance for Uber drivers

Choose cover for your Uber work and personal driving in one policy. Compare INSHUR cover levels, select a 30-day or annual policy and get a personalised quote online.

Cover: Third Party to Comprehensive Plus with Social, Domestic & Pleasure use included.
Terms: 30-day or annual policies for your Uber car insurance.
Rewards: Renewal rewards based on your Uber driver score to help you secure cheap Uber insurance.
EV: Specialised EV coverage.

Get a quote

What is Uber private hire insurance?

Uber private hire insurance is a type of commercial insurance designed for drivers who carry passengers via pre-booked apps like Uber and Bolt. In the UK, it's a legal requirement for all private hire vehicle (PHV) drivers looking for Uber driver insurance.

This insurance includes hire and reward cover, which allows you to legally transport passengers for payment.

INSHUR Uber approved insurance is tailored for Uber rideshare drivers. We've worked with Uber since 2018 to create tailored, comprehensive insurance for Uber drivers.

Get a quote

Close up of person driving steering wheel (1)

What's included in Uber private hire insurance?

We offer four cover levels from Third Party only to Comprehensive Plus insurance. All of our uber car insurance policies offer:

Social, Domestic, and Pleasure (SD&P) use included as standard
Optional coverage for fast food delivery
Optional no claims discount protection for 4+ years
Driving in the EU

With a Comprehensive Plus policy, you also get:

Fire and theft cover
Cover for accidental or malicious damage
Windscreen cover
Public liability up to £10M
PCO replacement vehicle for 14 days (where available)
Motor legal expenses included

Compare our cover options.

Is Uber private hire insurance right for you?

This cover is designed for UK private hire drivers who need fast, reliable cover. It's ideal for:

Private hire drivers using Uber as their main platform
Private hire drivers who also work with Bolt, Ola, FREE NOW, or other rideshare apps part-time
Private hire drivers who want their SD&P use to be included under one policy
Uber drivers with high ratings looking to save with pricing that reflects their Uber score
Drivers who need flexible payment options
Short-time drivers looking for 30-day coverage
Long-term drivers who prefer annual coverage
Busy private hire drivers who want to manage their insurance online anytime, anywhere
Private hire drivers looking for multi-driver coverage

Hear from our happy customers

"The Uber insurance is not only highly reliable but also impressively affordable. It gives me complete peace of mind while driving, combining top-tier coverage with great value."

Kosty
Verified Trustpilot review

"The cheapest fully comprehensive quote I received this year and previous years. Really recommended to my friends who are also taxi drivers."

Mohammed
Verified Trustpilot review

"The cheapest insurance with excellent service."

Monawr
Verified Trustpilot review

"It is rare to find a company that combines excellent customer support, honesty. and great value. I would highly recommend INSHUR to anyone."

Levent
Verified Trustpilot review

Flexible monthly or annual Uber private hire insurance

Choose cover that suits your schedule with a choice of 30-day or annual policies.

With INSHUR, your policy includes both Hire and Reward for Uber driving, and Social, Domestic and Pleasure (SD&P) for personal use, all in one convenient private hire insurance policy.

Monthly 30-day cover

Flexible short-term cover for Uber private hire drivers

Includes Hire & Reward and SD&P use
Ideal for part-time or flexible drivers
Buy today with a single upfront payment

Annual 12-month cover

Long-term Uber private hire insurance

Includes Hire & Reward and SD&P use
Lock in your price for 12 months
Pay annually in full or by monthly payments

What does Uber private hire insurance cover?

INSHUR offers four levels of Uber insurance coverage depending on your needs. Every policy includes Social, Domestic & Pleasure (SDP) use as standard, so you're covered on and off the job.

	Third Party	Third Party, Fire and Theft	Comprehensive	Comprehensive Plus
Social, domestic, and pleasure (SD&P)
Fast food cover Main occupation must still be private hire
Fire and theft		Fire and theft (including attempted theft) only
Accidental or malicious damage to your vehicle including flood damage
Windscreen cover £750 excess for non-approved repairer			£50 for repair, £150 for replacement with approved repairer	£50 for repair, £150 for replacement with approved repairer
Public liability up to £10M
Public carriage office (PCO) replacement vehicle (where available)			Non-PCO courtesy car where available	Available for 14 days
Motor legal expenses
No claims discount protection	(Optional, 4+ years)	(Optional, 4+ years)	(Optional, 4+ years)	(Optional, 4+ years)
Policy excess	No excess applies	See your policy schedule	See your policy schedule	See your policy schedule
Driving in the EU SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle
	Get a quote	Get a quote	Get a quote	Get a quote

Social, domestic, and pleasure (SD&P)

Fast food cover

(Main occupation must still be private hire)

Fire and theft

Accidental or malicious damage to your vehicle

(including flood damage)

Windscreen cover

(£750 excess for non-approved repairer)

Public liability up to £10M

Public carriage office (PCO) replacement vehicle (where available)

Motor legal expenses

No claims discount protection

(Optional, 4+ years)

Policy excess

No excess applies

Driving in the EU

(SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle)

Get a quote

Social, domestic, and pleasure (SD&P)

Fast food cover

(Main occupation must still be private hire)

Fire and theft

Fire and theft (including attempted theft) only

Accidental or malicious damage to your vehicle

(including flood damage)

Windscreen cover

(£750 excess for non-approved repairer)

Public liability up to £10M

Public carriage office (PCO) replacement vehicle (where available)

Motor legal expenses

No claims discount protection

(Optional, 4+ years)

Policy excess

See your policy schedule

Driving in the EU

(SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle)

Get a quote

Social, domestic, and pleasure (SD&P)

Fast food cover

(Main occupation must still be private hire)

Fire and theft

Accidental or malicious damage to your vehicle

(including flood damage)

Windscreen cover

(£750 excess for non-approved repairer)

£50 for repair, £150 for replacement with approved repairer

Public liability up to £10M

Public carriage office (PCO) replacement vehicle (where available)

Non-PCO courtesy car where available

Motor legal expenses

No claims discount protection

(Optional, 4+ years)

Policy excess

See your policy schedule

Driving in the EU

(SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle)

Get a quote

Social, domestic, and pleasure (SD&P)

Fast food cover

(Main occupation must still be private hire)

Fire and theft

Accidental or malicious damage to your vehicle

(including flood damage)

Windscreen cover

(£750 excess for non-approved repairer)

£50 for repair, £150 for replacement with approved repairer

Public liability up to £10M

Public carriage office (PCO) replacement vehicle (where available)

Available for 14 days

Motor legal expenses

No claims discount protection

(Optional, 4+ years)

Policy excess

See your policy schedule

Driving in the EU

(SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle)

Get a quote

Why choose INSHUR for Uber insurance?

Your search for Uber driver insurance ends here. With INSHUR, you get private hire taxi insurance designed for Uber drivers. Find everything you need in one place on your online Dashboard. Get a quote, buy and renew online. Plus:

Personalised quote in minutes
30-day and annual policies
Fast food delivery cover included as standard
Prices that improve with your Uber driver score at renewal
No need to upload documents with Uber instadoc

Get a quote

Button

Get a quote for Uber private hire insurance in minutes

Getting covered is simple:

Click 'Start my Uber private hire quote' below
Log in with your Uber details to link your account
Enter your vehicle and driver details
Choose your cover and payment terms
Get instant cover, and your policy documents will be sent to Uber automatically

Get a quote

Taxi driver in a blue shirt standing next to his car while checking his phone

Protect yourself further with insurance add-ons

Enhance your motor policy with our optional extras — built for drivers who want complete peace of mind.

Up to £100,000 of legal costs cover per claim
- Recovery of uninsured losses — if another driver is at fault, we'll help you claim back losses your motor policy doesn't cover, such as your excess, loss of earnings, and out-of-pocket expenses.
- Personal injury compensation — pursue or defend a claim for compensation if you or a passenger suffers injury as a result of a motor accident.
- Defence of motoring offences — access legal representation if you're prosecuted for a motoring offence related to your insured vehicle.
- Motor vehicle contract disputes — resolve or defend a dispute relating to the purchase, use, or ownership of your insured vehicle.
- Recovery from illegal clamping or towing — pursue recovery if your vehicle has been unlawfully clamped or towed.
- Qualified legal representation — when proceedings are issued, or a conflict of interest arises, you can appoint your own solicitor to represent you.
Note: Cover is available across the EU, the UK, the Channel Islands, and the Isle of Man. Claims must have a greater than 50% chance of success. Legal costs are covered up to £100,000 per claim.

This is a summary of key benefits only. Full terms and conditions are available in the Motor Legal Expenses Insurance Policy Wording. This add-on is provided by BDElite and underwritten by Financial & Legal Insurance Company Limited (FCA No. 202915). Administered by INSHUR.
Cover kicks in when your vehicle is off the road due to:
- An Accident that was your fault
- Theft or attempted theft
- Fire, vandalism or flood
What you get:
- A replacement vehicle arranged and paid for — we cover the cost of providing you with a licensed hire vehicle, so you don't have to fund it yourself.
- Up to 14 days of cover — replacement transport or a daily payment while your vehicle is being repaired or replaced, giving you time to get back on the road.
- Works alongside your motor policy — this cover operates in parallel with your existing INSHUR motor insurance, keeping you mobile and earning whilst your vehicle is repaired
- A suitable replacement vehicle — the replacement will be a suitable near-equivalent to your insured vehicle, so you can continue earning.
Note: Cover applies only in the United Kingdom. Maximum of 14 days' cover. If a replacement vehicle can't be provided, you'll receive a daily payment (from £40 per day, subject to your vehicle type) for up to 14 days.

This is a summary of key benefits only. Full terms and conditions are in the Emergency Licensed Hire Vehicle Insurance Policy Wording. This add-on is provided by BDElite and underwritten by Financial & Legal Insurance Company Limited (FCA No. 202915). Administered by INSHUR.

Uber taxi insurance for electric vehicles and plug-in hybrids

Need Uber private hire insurance for an electric vehicle or plug-in hybrid? Get the same great coverage as petrol and diesel private hire Uber drivers, plus:

Battery cover

Repair or replacement for covered claims or accidents. Available for both owned and leased batteries. Up to £10k of battery coverage.

Cable cover

Reliable support for damaged or stolen cables while attached to your vehicle. We also cover you for third-party incidents, e.g. someone tripping over your cable while in use.

Get EV insurance

Make Uber private hire insurance work for you

With INSHUR, you choose a policy to fit your needs. Pick your level of coverage, opt for a 30-day or annual plan, and decide whether to pay in full or spread the cost with monthly payments.

Get a quote

Frequently asked questions (FAQs)

To drive for Uber in the UK, you’ll need private hire insurance (PHV insurance) that covers hire and reward.

PHV insurance is a legal requirement in the UK, and protects both you and your passengers in the event of an incident.

INSHUR offers 30-day and annual private hire taxi insurance policies. Coverage includes Hire & Reward and Social, Domestic & Pleasure use.

Get a quote
Our underwriters use hundreds of data points to calculate your Uber private hire insurance premium. Factors like your Uber rating and Uber status are included to generate a unique quote for each driver. This ensures you receive a fair, competitively priced quote.
Your documents will be available to view and download once you have purchased a policy.

Tap here to log in and view.

Please be aware some documents can take a while to generate, if they don't appear try again after 30 minutes.
Yes.

When you purchase private hire insurance for Uber through INSHUR, we send electronic copies of your policy documents to you and Uber.
No.

To drive for Uber in the UK, you’ll need to prove you hold the correct private hire taxi insurance. This is a specialist commercial vehicle insurance that is a legal requirement for all private hire vehicle drivers.
Get a quote
Getting covered is simple:
1. Click 'Start my Uber private hire quote' below
2. Log in with your Uber details to link your account
3. Enter your vehicle and driver details
4. Choose your cover and payment terms
5. Get instant cover, and your policy documents will be sent to Uber automatically
Get a quote
Uber doesn't provide private hire vehicle insurance for your car or passengers. It's your responsibility to have the correct private hire vehicle insurance in place to drive with Uber.

Get a quote
At INSHUR we offer two private hire policy types. Our Uber private hire insurance is built for Uber drivers but also covers you if you drive for other platforms or a local taxi operator.

Our Private Hire insurance policy is built for drivers who don't work for Uber but may drive for another platform or local taxi operator.

Click here to find out more.

See more FAQs

Uber insurance

Private hire insurance for Uber drivers

What is Uber private hire insurance?

What's included in Uber private hire insurance?

Is Uber private hire insurance right for you?

Hear from our happy customers

"The Uber insurance is not only highly reliable but also impressively affordable. It gives me complete peace of mind while driving, combining top-tier coverage with great value."

"The cheapest fully comprehensive quote I received this year and previous years. Really recommended to my friends who are also taxi drivers."

"The cheapest insurance with excellent service."

"It is rare to find a company that combines excellent customer support, honesty. and great value. I would highly recommend INSHUR to anyone."

Flexible monthly or annual Uber private hire insurance

Monthly 30-day cover

Annual 12-month cover

What does Uber private hire insurance cover?

Why choose INSHUR for Uber insurance?

Get a quote for Uber private hire insurance in minutes

Protect yourself further with insurance add-ons

Uber taxi insurance for electric vehicles and plug-in hybrids

Battery cover

Cable cover

Make Uber private hire insurance work for you

What our customers say

Frequently asked questions (FAQs)

Already with us?

Get a quote

Already with us?

Documents

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