Uber private hire insurance for Uber drivers
Explore personalised private hire insurance for Uber drivers:
- Coverage for work and play (SD&P included)
- Flexible policies and payment options
- Manage your policy in one easy place
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What is Uber private hire insurance and why do I need it?
Understanding your insurance is key to staying safe and compliant while driving for Uber. Here's what you need to know:
Private hire insurance is a type of commercial auto insurance specifically designed for drivers who operate private hire vehicles (PHVs), including Uber drivers. This is also known as private hire taxi insurance, although unlike typical taxis you won’t be picking up passengers who flag from the street.
To drive for Uber in the UK, you’ll need private hire insurance (PHV insurance) that covers hire and reward. PHV insurance is a legal requirement in the UK, and protects both you and your passengers in the event of an incident.
What does Uber private hire insurance cover?
INSHUR offers three levels of Uber insurance coverage depending on your needs. All three levels cover you for work and social driving, as well as protection from third-party incidents.
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Third Party |
Comprehensive |
Comprehensive Plus |
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Social, domestic, and pleasure (SD&P)
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Fast food cover
Main occupation must still be private hire |
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Accidental or malicious damage to your vehicle
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Fire, flood, theft, and vandalism
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Windscreen cover
£750 excess for non-approved repairer |
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£50 for repair, £150 for replacement with approved repairer |
£50 for repair, £150 for replacement with approved repairer |
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Public liability up to £5M
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Public carriage office (PCO) replacement vehicle (where available)
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Non-PCO courtesy car where available |
Available for 14 days |
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Motor legal expenses
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No claims discount protection
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(Optional, 4+ years) |
(Optional, 4+ years) |
(Optional, 4+ years) |
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Policy excess
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Package and parcel delivery |
(£500) |
(£500) |
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Driving in the EU
SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle |
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Social, domestic, and pleasure (SD&P)
Fast food cover
(Main occupation must still be private hire)
Accidental or malicious damage to your vehicle
Fire, flood, theft, and vandalism
Windscreen cover
(£750 excess for non-approved repairer)
Public liability up to £5M
Public carriage office (PCO) replacement vehicle (where available)
Motor legal expenses
No claims discount protection
(Optional, 4+ years)
Policy excess
Package and parcel delivery
Driving in the EU
(SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle)
Social, domestic, and pleasure (SD&P)
Fast food cover
(Main occupation must still be private hire)
Accidental or malicious damage to your vehicle
Fire, flood, theft, and vandalism
Windscreen cover
(£750 excess for non-approved repairer)
£50 for repair, £150 for replacement with approved repairer
Public liability up to £5M
Public carriage office (PCO) replacement vehicle (where available)
Non-PCO courtesy car where available
Motor legal expenses
No claims discount protection
(Optional, 4+ years)
Policy excess
(£500)
Driving in the EU
(SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle)
Social, domestic, and pleasure (SD&P)
Fast food cover
(Main occupation must still be private hire)
Accidental or malicious damage to your vehicle
Fire, flood, theft, and vandalism
Windscreen cover
(£750 excess for non-approved repairer)
£50 for repair, £150 for replacement with approved repairer
Public liability up to £5M
Public carriage office (PCO) replacement vehicle (where available)
Available for 14 days
Motor legal expenses
No claims discount protection
(Optional, 4+ years)
Policy excess
(£500)
Driving in the EU
(SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle)
Why choose INSHUR for Uber private hire insurance?
Your search for Uber driver insurance ends here. With INSHUR, you get private hire taxi insurance designed for Uber drivers. Find everything you need in one place on your online Dashboard. Get a quote, buy and renew online. Plus:
- Personalised quote in minutes
- 30-day and annual policies
- Fast food delivery cover included as standard
- Prices that improve with your Uber driver score at renewal
- No need to upload documents with Uber instadoc
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Uber taxi insurance for electric vehicles and plug-in hybrids
Need Uber private hire insurance for an electric vehicle or plug-in hybrid? Get the same great coverage as petrol and diesel private hire Uber drivers, plus:
Battery cover
Repair or replacement for covered claims or accidents. Available for both owned and leased batteries. Up to £10k of battery coverage.
Cable cover
Reliable support for damaged or stolen cables while attached to your vehicle. We also cover you for third-party incidents, e.g. someone tripping over your cable while in use.
Make Uber private hire insurance work for you
With INSHUR, you choose a policy to fit your needs. Pick your level of coverage, opt for a 30-day or annual plan, and decide whether to pay in full or spread the cost with monthly payments.
What our customers say
Frequently asked questions (FAQs)
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To drive for Uber in the UK, you’ll need private hire insurance (PHV insurance) that covers hire and reward.
PHV insurance is a legal requirement in the UK, and protects both you and your passengers in the event of an incident.
INSHUR offers 30-day and annual private hire taxi insurance policies. Coverage includes Hire & Reward and Social, Domestic & Pleasure use.
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Our underwriters use hundreds of data points to calculate your premiums, including your Uber rating and Uber status. This ensures you receive a fair, competitively priced quote.
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Your documents will be available to view and download once you have purchased a policy.
Please log in here to view.
Please be aware some documents can take a while to generate, if they don't appear try again after 30 minutes.
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Yes.
When you purchase private hire insurance for Uber through INSHUR, we send electronic copies of your policy documents to you and Uber.
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Yes.
To drive for Uber in the UK you’ll need to prove you hold the correct private hire taxi insurance. This is a legal requirement.
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INSHUR makes it easy to get covered as an Uber driver.
Click here, answer a few questions and we’ll generate your personalised private hire taxi insurance quote in minutes.