Uber private hire insurance for Uber drivers

Explore personalised private hire insurance for Uber drivers:

Drive smarter, save more at renewal
Coverage for work and play (SD&P included)
Flexible policies and payment options
Manage your policy in one easy place

What is Uber private hire insurance and why do I need it?

Understanding your insurance is key to staying safe and compliant while driving for Uber. Here's what you need to know:

Private hire insurance is a type of commercial auto insurance specifically designed for drivers who operate private hire vehicles (PHVs), including Uber drivers. This is also known as private hire taxi insurance, although unlike typical taxis you won’t be picking up passengers who flag from the street.

To drive for Uber in the UK, you’ll need private hire insurance (PHV insurance) that covers hire and reward. PHV insurance is a legal requirement in the UK, and protects both you and your passengers in the event of an incident.

Get a quote

What does Uber private hire insurance cover?

INSHUR offers three levels of Uber insurance coverage depending on your needs. All three levels cover you for work and social driving, as well as protection from third-party incidents.

	Third Party	Comprehensive	Comprehensive Plus
Social, domestic, and pleasure (SD&P)
Fast food cover Main occupation must still be private hire
Accidental or malicious damage to your vehicle
Fire, flood, theft, and vandalism
Windscreen cover £750 excess for non-approved repairer		£50 for repair, £150 for replacement with approved repairer	£50 for repair, £150 for replacement with approved repairer
Public liability up to £5M
Public carriage office (PCO) replacement vehicle (where available)		Non-PCO courtesy car where available	Available for 14 days
Motor legal expenses
No claims discount protection	(Optional, 4+ years)	(Optional, 4+ years)	(Optional, 4+ years)
Policy excess	Package and parcel delivery	(£500)	(£500)
Driving in the EU SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle
	Get a quote	Get a quote	Get a quote

Social, domestic, and pleasure (SD&P)

Fast food cover

(Main occupation must still be private hire)

Accidental or malicious damage to your vehicle

Fire, flood, theft, and vandalism

Windscreen cover

(£750 excess for non-approved repairer)

Public liability up to £5M

Public carriage office (PCO) replacement vehicle (where available)

Motor legal expenses

No claims discount protection

(Optional, 4+ years)

Policy excess

Package and parcel delivery

Driving in the EU

(SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle)

Get a quote

Social, domestic, and pleasure (SD&P)

Fast food cover

(Main occupation must still be private hire)

Accidental or malicious damage to your vehicle

Fire, flood, theft, and vandalism

Windscreen cover

(£750 excess for non-approved repairer)

£50 for repair, £150 for replacement with approved repairer

Public liability up to £5M

Public carriage office (PCO) replacement vehicle (where available)

Non-PCO courtesy car where available

Motor legal expenses

No claims discount protection

(Optional, 4+ years)

Policy excess

(£500)

Driving in the EU

(SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle)

Get a quote

Social, domestic, and pleasure (SD&P)

Fast food cover

(Main occupation must still be private hire)

Accidental or malicious damage to your vehicle

Fire, flood, theft, and vandalism

Windscreen cover

(£750 excess for non-approved repairer)

£50 for repair, £150 for replacement with approved repairer

Public liability up to £5M

Public carriage office (PCO) replacement vehicle (where available)

Available for 14 days

Motor legal expenses

No claims discount protection

(Optional, 4+ years)

Policy excess

(£500)

Driving in the EU

(SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle)

Get a quote

Why choose INSHUR for Uber private hire insurance?

Your search for Uber driver insurance ends here. With INSHUR, you get private hire taxi insurance designed for Uber drivers. Find everything you need in one place on your online Dashboard. Get a quote, buy and renew online. Plus:

Quick quotes: Get insured in minutes from your phone or computer
Driver rewards: A better Uber driver score means a better price at renewal
Personalised cover: 30-day and annual policies with pay-in-full or monthly installment options
Added cover: With fast food delivery included as a standard
Auto-upload: Take the hassle out of uploading documents with Uber Instadoc

Get a quote

Uber taxi insurance for electric vehicles and plug-in hybrids

Need Uber private hire insurance for an electric vehicle or plug-in hybrid? Get the same great coverage as petrol and diesel private hire Uber drivers, plus:

Battery cover

Repair or replacement for covered claims or accidents. Available for both owned and leased batteries. Up to £10k of battery coverage.

Cable cover

Reliable support for damaged or stolen cables while attached to your vehicle. We also cover you for third-party incidents, e.g. someone tripping over your cable while in use.

Get EV insurance

Make Uber private hire insurance work for you

With INSHUR, you choose a policy to fit your needs. Pick your level of coverage, opt for a 30-day or annual plan, and decide whether to pay in full or spread the cost with monthly payments.

Get a quote

Frequently asked questions (FAQs)

To drive for Uber in the UK, you’ll need private hire insurance (PHV insurance) that covers hire and reward.

PHV insurance is a legal requirement in the UK, and protects both you and your passengers in the event of an incident.

INSHUR offers 30-day and annual private hire taxi insurance policies. Coverage includes Hire & Reward and Social, Domestic & Pleasure use.
Our underwriters use hundreds of data points to calculate your premiums, including your Uber rating and Uber status. This ensures you receive a fair, competitively priced quote.
Your documents will be available to view and download once you have purchased a policy.

Please log in here to view.

Please be aware some documents can take a while to generate, if they don't appear try again after 30 minutes.
Yes.

When you purchase private hire insurance for Uber through INSHUR, we send electronic copies of your policy documents to you and Uber.
Yes.

To drive for Uber in the UK you’ll need to prove you hold the correct private hire taxi insurance. This is a legal requirement.

Click here to get a quick quote now.
INSHUR makes it easy to get covered as an Uber driver.

Click here, answer a few questions and we’ll generate your personalised private hire taxi insurance quote in minutes.

See more FAQs

Uber private hire insurance for Uber drivers

What is Uber private hire insurance and why do I need it?

What does Uber private hire insurance cover?

Why choose INSHUR for Uber private hire insurance?

Uber taxi insurance for electric vehicles and plug-in hybrids

Battery cover

Cable cover

Make Uber private hire insurance work for you

What our customers say

Frequently asked questions (FAQs)

Already with us?

Get a quote

Already with us?

Documents

Other links