26 Jan 2024

INSHUR Fast Food Delivery Insurance – A Guide for Delivery Drivers

a fast food delivery driver waiting outside a restaurant. He is wearing a bright blue uniform, black motorcycle helmet.

In the ever-growing landscape of on-demand delivery services, the fast food delivery market has continued to boom. Being a delivery driver for apps like Uber Eats and Deliveroo can be a lucrative and flexible way to make money. However, whether you’re driving for your local Chinese takeout or a global platform, it’s crucial to stay protected on the roads. 

Are you a budding delivery driver wondering how much your food delivery insurance could cost? Read on.


If you’re looking for a fast food delivery quote straight away, click here.


 

Why Fast Food Delivery Insurance Is A Must

Imagine this – you’re on the road delivering on a normal shift. Without warning, someone opens their car door onto you. It’s a fairly common accident, but one that could land you in trouble if you’re not insured. If you’re caught driving without the appropriate insurance, you could face penalty points, having your driving license revoked or even jail time for more serious offences. 

Insurance is your responsibility, but also your safety net. 

What Are the Requirements for Getting a Fast Food Quote?

As with any insurance, there are several factors that we take into account when creating a quote for you. These factors help us personalise your quote and give you the best chance of getting the best price.

These factors include:

  • 1. Your personal details such as age and address
  • 2. The type of vehicle you’ll be using for deliveries and information about the vehicle
  • 3. Your driving history, including licence information, claims and no claims discount (NCD)

Can I Use My Own Vehicle to Deliver Fast Food?

So long as your vehicle meets our requirements, there’s no reason to not use your own car, motorcycle or scooter for food delivery. Requirements include the condition and age of your vehicle, number of seats and where the vehicle is kept when you’re not using it. Make sure you have all this information to hand when you quote with us to get the best price. 

Why Choose INSHUR for my Food Delivery Insurance?

We offer flexible policies that match the way you work. Choose temporary insurance with our 30-day policies or go further with an annual policy – it’s totally up to you! 

Our coverage includes courier as well as food delivery platforms, with Social, Domestic & Pleasure covered as standard. 

This means while you’re out delivering dinner, you can continue to use your vehicle as normal outside of your working hours. 

You’re also not tied to one delivery partner, as our coverage supports multiple delivery platforms. This type of insurance is also known as Hire & Reward or carriage of goods insurance.

You can get a personalised fast food delivery quote in minutes, so why go anywhere else?

How Much Will My Food Delivery Insurance Cost?

A good magician never reveals his secrets…

We keep our equations close to our chest to ensure we stay one of the leaders in the commercial insurance market. Because our quotes include several different factors, giving a ballpark figure is complicated. 

Insurance prices can vary significantly, but the best way to discover the most up-to-date prices is to come to us directly.

If you’re ready to get started, click the button at the end of this post to get a quote.

In A Nutshell

Delving into the world of food delivery has it’s perks – flexible schedules, using your own vehicle or scooter and the thrill of a side-hustle.

But you must make sure you have the correct insurance before starting your new job.

INSHUR offers two types of policy to suit you, 30-day for those working part-time or annual policies for more regular delivery drivers. Work for multiple platforms with courier cover included as well as SD&P for when you’re not working. 

Hit the button to get started and get your personalised quote now.

 

 

This blog is part of a series covering food delivery drivers, and scooters.

Here’s how to choose the perfect scooter for you.

And here are our top 5 scooter picks for 2024.