
If your vehicle seats 8 or fewer people, you will need to purchase bodily injury liability insurance with minimum limits of $100,000 per person, $300,000 per accident in bodily injury liability, $200,000 in no-fault coverage and $10,000 in property damage liability.
Be aware that the limits are minimum levels of insurance and it’s sometimes advisable to purchase higher coverage. Keep in mind that the TLC doesn’t require collision coverage, although it may make sense for you to purchase it. Ask yourself, can you afford to have your vehicle repaired if it’s involved in a collision?
Once your policy is issued, you will receive an FH1 (for-hire vehicle certificate), a certificate of insurance naming the TLC as a certificate holder and a declaration page showing your levels of coverage. These documents will be securely emailed to you. Keep in mind that it may take a few days to process your application at the TLC, so pick an appropriate date to start your policy.
Step 4: Prepare your TLC vehicle license application
You will now need to gather several documents to obtain your TLC vehicle license. You can find the complete list here. Your insurance requirements will be satisfied with the documents you will receive from INSHUR.
Step 5: Submit TLC vehicle application
Once you have your documents prepared, you are now ready to submit the application to the TLC. Note that you can no longer submit documents in person at the TLC. You must file all the required documents online at nyc.gov/lars.
Select ‘apply for a new license’ and select ‘vehicle’, then follow the instructions to upload the required documents. Once your application is processed you will be provided with a plate letter via TLC UP. This letter allows you to register your car at the Department of Motor Vehicles (DMV), where you will receive your plates and registration. The plate letter is only valid for 20 days from the date of issue.
Step 6: Get your TLC plates and schedule an inspection (if needed)
Within 20 days of receiving your plate letter, visit the DMV to register your vehicle. Take the plate letter and your INSHUR insurance documents to any DMV location to register and get your TLC plates. You will then need to notify the TLC of your plates by filing the Plate Notification Form on TLC UP. Attach the plates to your vehicle and make sure you upload a copy of your registration to us.
If you purchase a used vehicle with more than 500 miles on the odometer, you’ll also need to schedule a mechanical inspection. TLC will email you and post on TLC UP to let you know your inspection appointment date. You can read the inspection requirements here.
Inspections are carried out at BQE TLC 24-55 BQE West, Woodside, NY 11377. Make sure your vehicle has a Vision Zero sticker on the windshield and, if you have a BEV, place Green NYC stickers on both sides of the rear of the car. (Ask your affiliated base for these decals).
Lastly, the TLC requires you to maintain insurance on your vehicle to keep your TLC plate active. Make sure to get your TLC insurance quote in minutes with us.
And that’s it! Your newly TLC licensed vehicle is now ready to hit the road and you’re ready to start making money.
In Summary
- Buy or lease a vehicle – it must be wheelchair accessible.
- Select a TLC base to affiliate with.
- Purchase the minimum required TLC insurance.
- Assemble all your documents for submitting to the TLC.
- Submit to TLC online.
- Receive a ‘Plate Letter’ from the TLC.
- Take your Plate Letter and your other documents to the DMV to register your car and get your plates.
- Schedule a mechanical inspection if your vehicle has travelled more than 500 miles.
- Pass the inspection.
- Start making money!