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Gap Coverage from the moment you go online

Instant, affordable pay-as-you-go gap insurance built for Dashers. 

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What Pay-As-You-go DoorDash insurance covers

Not all personal auto policies cover you while dashing. If you are involved in an accident while delivering on the DoorDash platform, your personal auto policy may not cover your vehicle. 

With Pay-As-You-Go DoorDash insurance, you and your vehicle are protected when you're actively delivering on DoorDash. This means that if an accident happens, your vehicle and your livelihood are protected (from the time you click 'Dash' and wait for an offer  to when you mark the delivery as completed). 

Plus, with INSHUR's innovative pay-as-you-go wallet, you are only charged for coverage during the time you're actively delivering through the DoorDash app. 

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Pay-As-You-Dash insurance coverage highlights

INSHUR is a trusted, specialized insurance provider dedicated to providing solutions tailored to the on-demand economy, offering solutions designed to be simple and affordable for Dashers like you. 

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Pay only when you Dash

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The first 50 deliveries are included in your policy at no charge

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Works alongside your existing insurance policy

Which states offer Pay-As-You-Go Gap Insurance? 

Click the drop-down below to find out more about INSHUR Pay-As-You-Go gap coverage in your state. 

Don't see your state? Sign up using the form below, and we will reach out as soon as it becomes available. 

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Select your state:

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Pay-As-You-Go is on its way. Join the waitlist, and we'll let you know as soon as it's available in your state — no commitment, no hassle.

 
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Why you should consider Pay-As-You-Go vehicle insurance for DoorDash

If you rely on delivering on the DoorDash platform for income, a single accident could put both your car and your earnings at risk. 

With Pay-As-You-Go insurance, you are only charged for coverage while you're actively delivering through the DoorDash app. 

No more second-guessing whether your personal auto policy will cover you while Dashing. With INSHUR, you can hit the road knowing your vehicle and earnings are protected. 

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How the Pay-As-You-Go wallet works

To allow you to pay only for the time you are delivering through the DoorDash app, INSHUR has developed an innovative pay-as-you-go wallet solution. Here's how it works: 

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Your first payment

When you sign up for your Pay-As-You-Dash insurance policy, INSHUR will provide 50 Dashes free of charge.  Once you have completed your 50 Dashes, we will charge $10 and add it to your INSHUR wallet balance. For each delivery you complete, $0.08 will be deducted from your INSHUR wallet balance.

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Top-ups

Payments are automatically taken from your linked debit or credit card whenever your wallet balance falls below $8. A top-up of $10 will be added to your wallet to ensure you have sufficient funds to cover your upcoming deliveries. Your deliveries on the DoorDash platform are counted based on your actual deliveries. 

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Keep Dashing

Because your wallet is topped up automatically, you can drive with confidence knowing your coverage won't lapse and your vehicle is protected.

Insurance that works around you

With INSHUR Pay-As-you-Go insurance, you only pay for coverage during the time you're actively delivering on the DoorDash platform. So whether you choose to earn for a few hours a week or are on the road more frequently, you get the protection you need. 

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Why INSHUR?

Your Pay-As-You-Go DoorDash delivery gap cover is only a few clicks away. Our online Dashboard lets you quote, buy, and renew your policy anytime, anywhere.

  • Insurance tailored for use on active delivery on the DoorDash platform
  • Only pay for coverage for the time you spend delivering through DoorDash. 
  • Peace of mind that your insurance won't lapse with auto top-ups and renewals
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Got a question about our Pay-As-You-Go vehicle insurance?

You can contact us Monday to Friday from 9AM to 5PM ET at 1-(844)-489-2690. 

 

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What our customers say

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Frequently asked questions (FAQs)

*Physical damage and liability coverage offered to Dashers during active deliveries is underwritten and administered solely by INSHUR (“Producer”) and insured by an unaffiliated insurer. DoorDash, Inc. is not an insurance company and does not underwrite, administer, or make determinations regarding eligibility, coverage, benefits, or claims under any insurance policy.  Participation in this coverage program is entirely voluntary and subject to the Producer and insurer’s terms, conditions, exclusions, and underwriting criteria. Any questions, claims, or disputes regarding coverage, benefits, or claims determinations must be directed to the Producer. DoorDash’s role is limited to facilitating access to the Producer’s pay-as-you-go coverage option for convenience only and does not constitute DoorDash’s endorsement of, or assumption of responsibility for, any insurance product or decision. The availability of this coverage may vary by jurisdiction and is subject to change or discontinuation by the Producer or insurer at any time.