Pay-As-You-Dash vehicle damage insurance for Dashers*

Instant, on-demand vehicle collision damage insurance coverage for Dashers with a low deductible. Protect your vehicle from $0.08 per delivery!

Tailored Pay-As-You-Dash policy: Insurance coverage for your vehicle designed with Dashers in mind
Pay only when you Dash: Affordable, pay-as-you-go protection. Pay upfront to your wallet, and you will only be charged for coverage during the time you’re actively delivering on the DoorDash platform
Protect your income: Coverage for your vehicle while you're delivering on the DoorDash platform, so you're protected from accidents
Avoid claim surprises: Drive with confidence without worrying if your personal insurance will cover your vehicle should an accident occur while Dashing

Doordash delivery man delivering to a woman

*Physical damage coverage offered to Dashers during active deliveries is underwritten and administered solely by INSHUR (“Producer”) and insured by an unaffiliated insurer. DoorDash, Inc. is not an insurance company and does not underwrite, administer, or make determinations regarding eligibility, coverage, benefits, or claims under any insurance policy. Participation in this coverage program is entirely voluntary and subject to the Producer and insurer’s terms, conditions, exclusions, and underwriting criteria. Any questions, claims, or disputes regarding coverage, benefits, or claims determinations must be directed to the Producer. DoorDash’s role is limited to facilitating access to the Producer’s pay-as-you-go coverage option for convenience only and does not constitute DoorDash’s endorsement of, or assumption of responsibility for, any insurance product or decision. The availability of this coverage may vary by jurisdiction and is subject to change or discontinuation by the Producer or insurer at any time.

What Pay-As-You-Dash

insurance covers

Not all personal auto policies cover you while dashing. If you are involved in an accident while delivering on the DoorDash platform, your personal auto policy may not cover your vehicle.

With Pay-As-You-Dash insurance, your vehicle is protected when you're actively delivering on DoorDash. This means that should an accident happen, your vehicle and your livelihood are protected (from the time you accept an offer to when you mark the delivery as completed).

Plus, with INSHUR's innovative pay-as-you-go wallet, you are only charged for coverage during the time you're actively delivering through the DoorDash app.

Pay-As-You-Dash insurance coverage highlights

INSHUR is a trusted, specialized insurance provider dedicated to providing solutions tailored to the on-demand economy, offering solutions designed to be simple and affordable for Dashers like you.

Coverage from $0.08 per delivery

Only pay for coverage during the time you’re actively delivering on the DoorDash platform

Auto top-ups of your balance to ensure you're always covered

Insurance tailored to the needs of Dashers

DoorDash delivery woman with food order in car

Why you should consider Pay-As-You-Dash vehicle insurance

If delivering on the DoorDash platform is a source of income you rely on, a single accident could put both your car and your earnings at risk.

With Pay-As-You-Dash insurance, you only pay for the cover you need when you're actively delivering (from the time you accept an offer to when you mark the delivery as completed) - it's simple, flexible, and affordable.

No more second-guessing whether your personal auto policy will cover you while Dashing. With INSHUR, you can hit the road knowing your vehicle and earnings are protected.

How the Pay-As-You-Dash wallet works

To allow you to pay only for the time you are delivering through the DoorDash app, INSHUR has developed an innovative pay-as-you-go wallet solution. Here's how it works:

Your first payment

When you buy your Pay-As-You-Dash insurance policy, INSHUR will charge you $8 and add that amount to your INSHUR wallet balance. For each delivery you complete, $0.08 will be deducted from your INSHUR wallet balance.

Top-ups

Payments are automatically taken from your linked debit or credit card whenever your wallet balance falls below $4. A top-up of $8 will be added to your wallet to ensure you have sufficient funds to cover your upcoming deliveries. Your deliveries on the DoorDash platform are counted based on your actual deliveries.

Keep Dashing

Because your wallet is topped up automatically, you can drive with confidence knowing your coverage won't lapse and your vehicle is protected.

Insurance that works around you

With INSHUR Pay-As-you-Dash insurance, you only pay for coverage during the time you're actively delivering on the DoorDash platform. So whether you choose to earn for a few hours a week or are on the road more frequently, you get the protection you need.

Why INSHUR?

Your Pay-As-You-Dash vehicle damage insurance is only a few clicks away. Our online Dashboard lets you quote, buy, and renew your policy anytime, anywhere.

Insurance tailored for use on active delivery on the DoorDash platform
Only pay for coverage for the time you spend delivering through DoorDash.
Coverage from $0.08 per delivery
Peace of mind that your vehicle protection insurance won't lapse with auto top-ups and renewals

DoorDash delivery driver smiling whilst driving with order

Doordash delivery person walking down steps with delivery bag

Frequently asked questions (FAQs)

Click below to start your online quote and get a Pay-As-You-Dash policy online in minutes:

sign up >
Your policy will cover collision damages only. This policy does not cover Liability or Comprehensive losses, Rental Car coverage, or Roadside Assistance.
Our Pay-As-You-Dash insurance coverage is a new, innovative product that we are continuously developing and expanding.

While we may not offer coverage in your state right now, we will keep you updated when we do in the future. Keep an eye on your inbox for any updates from INSHUR.
With your Pay-As-You-Dash insurance policy, instead of paying for the entire policy upfront, you start by paying $8 into your wallet.

Payments are automatically taken whenever your balance falls below $4. A top-up of $8 will be added to your wallet to ensure you have sufficient funds to cover your upcoming deliveries.

The policy lasts 90-days, but you are only charged for the Dashes you make based on actual deliveries.
A recurring payment is a type of automatic payment set up with your debit or credit card that repeats on a set schedule - in this case, when your INSHUR wallet balance falls below $4. It ensures there are always enough funds in your wallet to cover your insurance.
INSHUR Pay-as-you-Dash policies renew automatically, based on the terms of your current policy. You don’t have to pay any renewal fees, and your current wallet balance will carry over to your new policy.

You’ll receive an email seven days before the end of your current policy to let you know it’s time to renew. We’ll also update you on any changes to your hourly premium.

Once you’ve successfully renewed your policy, you’ll be covered for another 90 days.

*If you don’t want to renew your policy or would like to opt out of auto-renewal, please log in to your Dashboard to update your renewal.