Private Hire Taxi Insurance

Uber-approved vehicle insurance for Uber Private Hire Taxi drivers.

Rated “Excellent” by thousands of protected INSHUR drivers.

Choose your cover to get started:

Uber logo white
Ola logo white
FREENOW logo white

/ Why choose INSHUR for Private Hire Taxi Insurance?

Our Private Hire Taxi Insurance covers professional drivers who carry pre-booked passengers in exchange for payment. This is also known as Hire & Reward Insurance or PCO Insurance. 

It’s important to choose the right insurance. As an Uber or private hire driver for another provider, you’ll need the correct insurance by law.

Choose from our three INSHUR coverage options and discover private hire taxi insurance that meets your needs. Plus, get cover for food delivery as standard and build your No Claims Discount on both 30-day and annual policies.

We work closely with Uber, Ola and FREENOW to bring Excellent rated coverage to drivers like you. 

Seamless online insurance is as quick as a click with INSHUR. Choose your cover to get started:

/ HOW TO GET A QUOTE

Click get a quote

If you are an Uber driver select ‘Uber cover’ if you drive for another provider select ‘Non-Uber cover’.

Create an account

Uber drivers will log in with their Uber details. Non-Uber drivers will create an account. A code will be emailed to you to complete your account.

Fill in your details

We’ll ask you a few questions about you and your vehicle in order to get you your quote.

Your quote is ready

We will give you a price for both 30-day and annual cover with flexible payment options. Accept your quote and you’re good to go!

/ INSHUR Private Hire Insurance Options

Third Party Only

Public Liability

Motor Legal Expenses

Policy Excess

Additional Excess

No Claims Discount Protection
(Optional, 4+ years)

PCO replacement vehicle not available

Comprehensive

Public Liability

Motor Legal Expenses

Policy Excess: £500

Additional Excess: £500
(Reported after 24 hours)

No Claims Discount Protection
(Optional, 4+ years)

PCO replacement vehicle not available

Comprehensive Plus

Public Liability

Motor Legal Expenses

Policy Excess: £500

Additional Excess: £500
(Reported after 24 hours)

No Claims Discount Protection
(Optional, 4+ years)

PCO replacement vehicle for 14 days

/ Choose your cover to get a quote online today!

Get an Uber quote
Get a non-Uber quote

How long will my INSHUR policy last?

30-days

Get cover for as long as you need with our 30-day cover option. At the end of the 30 days, you are free to renew or stop your cover.

Annual

If you drive regularly, save on your premium by paying once for the year ahead or save with fixed monthly payments through premium finance.

Why private hire drivers trust INSHUR

Get insured in minutes

Easy, 100% digital insurance so you can get driving and earning fast.

Range of cover

Cover includes all private hire platforms, food delivery and personal use.

Our Comprehensive Plus policies include plated replacement vehicles.

Partnerships

We partner with major UK platforms including Uber, Ola and Free Now.

Uber drivers get personalised quotes based on your driving score and free Instadoc upload.

Build No Claims Discount
on all policies, including 30 days (with no gaps in cover)

We can protect you with
our private hire taxi insurance if you:

  • Are at least 23 years old
  • Have held a full UK driving licence for at least 24 months
  • Have a vehicle with up to 8 passenger seats

What our current customers are saying about us​

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/ We’re here to help if you need us

Get immediate answers to some of our frequently asked questions on our Helpdesk.

For anything else, Speak to Ami, our handy chat assistant, and get answers straight away! Or, send us a question through our Helpdesk for our team to reply to.

a person sat at a desk in a yellow jumper, typing on a laptop
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