What is Deliveroo insurance, and do I need it?
If you're out on the road delivering for Deliveroo, your standard car or bike insurance does not cover you.
The moment you accept an order and start earning, you're carrying out what's legally classified as hire and reward work. That means you need a specialist hire and reward insurance policy — and without one, you're technically uninsured every time you ride or drive.
Deliveroo also requires proof of valid hire and reward insurance before you can complete your sign-up and start accepting orders. It's not a formality — it's a legal and platform requirement.
INSHUR's food delivery insurance gives you exactly the cover you need, with flexible policies built around the way you work.