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Period X™ Carshare Insurance for Turo hosts

Off-trip insurance designed to integrate seamlessly with your Turo hosting business

  • Full coverage from $40 per month, per car (after deposit & device cost)

  • Fleet discounts at 4+ and 10+ cars

  • Maintain 24/7 insurance coverage even during non-rental periods
  • Manage your Turo fleet with our intuitive online platform 
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What is Period X™ Carshare Insurance and why do I need it as a Turo host?

When one of your vehicles is listed on Turo but not on an active trip, it might not be protected against damage claims under either your personal auto insurance or the Turo Protection Plans. 

That's why we've partnered with Turo to provide you with this seamless off-rental insurance, ensuring you are covered 24/7 as a Turo host. 

Period X™ is a specialized commercial auto insurance policy designed to cover peer-to-peer (P2P) vehicles during off-rental periods (cleaning, maintenance, delivery, and personal use). 

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24/7 Carshare Protection: Eliminating the Off-Rental Insurance Gap

Period X™ is your primary commercial shield, keeping your fleet protected 24/7 during non-rental gaps (Period X). 

Here is exactly how INSHUR keeps you covered across the phases of your carsharing business:

Get Covered in 3 Simple Steps:

  1. Click 'Get a quote': This will take you to the Turo/INSHUR website.Then click ‘Get a quote from INSHUR’
  2. Enter your details online: We’ll provide your quote in 24 hours.
  3. Get Your Cards: Instantly download your digital insurance ID cards and drive with total peace of mind.

Once your account is active, connect an approved tracking device within 60-days. Our approved devices are PassTime GPS, OneStep GPS, Bouncie, MooveTrax, Zubie, TrackmateGPS, and Trackhawk GPS. You can mix and match across your fleet.

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Easy, online PeriodXTM customer portal

We offer a fully digitized experience for carshare and fleet owners, using real-time monitoring through telematics, so you can manage your coverage whenever and wherever you want. 

  • Modern, customer-friendly portal: A versatile platform for policy quotes, binding, self-management, and fleet reporting, designed to simplify the commercial auto experience

  • For individuals and fleet managers: Tailored features for both individual policyholders and fleet managers, providing seamless control over policies and vehicles

  • Developed in-house for commercial auto: Purpose-built for the commercial auto market, ensuring deep alignment with industry needs
  • Seamless integration: Easily integrates with existing approved systems and telematics devices to enhance operational efficiency
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Key features of our PeriodXTM  insurance coverage:

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Continuous Coverage

Stay compliant with state regulations by maintaining 24/7 insurance coverage, even during non-rental periods.

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Fleet Management Dashboard

Effortlessly manage your fleet with our intuitive online platform, allowing you to add or remove vehicles and drivers at any time.

 

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No Minimum Fleet Size

Get full coverage whether you host 1 car or 100+.

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Instant insurance document download

Instantly download your digital insurance ID cards from your INSHUR platform and drive with total peace of mind.

Which states is Period X™ available in?

We offer coverage across the United States. Select your state to find out more.

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Select your state:

Why choose PeriodXTM?

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Expertise

In Partnership with ABI, we have over 35 years of experience, we understand the unique needs of fleet owners and provide tailored insurance solutions.

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Reliability

Join thousands of satisfied customers who trust INSHUR to protect their vehicles and businesses.

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Compliance

Our policies meet or exceed state insurance requirements across nearly all states, giving you peace of mind.

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Period X™ insurance for Turo hosts that meets state requirements

Did you know that you need insurance coverage 24/7, even when your vehicle isn’t being rented? That’s where our innovative Period X™ rental fleet insurance platform comes in.

Our Period X™ Insurance policy not only meets but often exceeds the minimum state requirements in nearly all 50 states, ensuring you stay compliant and protected at all times.

Designed specifically for fleets rented out on Turo, Period X™ is a comprehensive insurance solution that bridges the coverage gap when your vehicles aren’t actively rented.

Unlike traditional P2P platforms, which typically provide insurance only during rentals, our one-of-a-kind product offers unmatched protection during non-rental periods, keeping your vehicles covered 24/7. 

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What our customers say

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Turo Inc. provides data access and platform connectivity only and is not an insurance carrier or agency. Off-trip policies are provided solely by INSHUR Inc.

Frequently asked questions (FAQs)

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