Does INSHUR require a minimum number of vehicles for Turo hosts?

No. INSHUR Period X™ has no minimum fleet size requirement. Solo hosts with a single vehicle listed on Turo are fully eligible for coverage starting at $40 per month.

Can I use my Turo vehicle for personal driving under INSHUR Period X™?

Yes. Period X™ allows up to 50% of your total off-trip mileage to be used for personal driving, errands, cleaning, and vehicle maintenance runs between bookings.

Can I drop my personal auto insurance if I get INSHUR Period X™?

Yes. Once your Period X™ digital insurance card is issued, it serves as your primary 24/7 commercial auto coverage during off-rental periods, allowing you to drop personal auto insurance on that vehicle.

What does INSHUR Period X™ cover when a vehicle is not on a Turo trip?

Period X™ provides 24/7 primary commercial liability, comprehensive, and collision protection during idle periods, maintenance trips, car washes, host delivery, and personal driving up to 50% off-trip mileage.

Turo Off-Trip Carshare Insurance Starting at $40/mo

Period X™ provides 24/7 off-rental liability and damage coverage for Turo hosts. No 3-vehicle minimums, up to 50% personal usage allowances, and instant online quotes.

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What is Period X™ Carshare Insurance and why do I need it as a Turo host?

When one of your vehicles is listed on Turo but not on an active trip, it might not be protected against damage claims under either your personal auto insurance or the Turo Protection Plans.

That's why we've partnered with Turo to provide you with this seamless off-rental insurance, ensuring you are covered 24/7 as a Turo host.

Period X™ is a specialized commercial auto insurance policy designed to cover peer-to-peer (P2P) vehicles during off-rental periods (cleaning, maintenance, delivery, and personal use).

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24/7 Carshare Protection: Eliminating the Off-Rental Insurance Gap

Period X™ is your primary commercial shield, keeping your fleet protected 24/7 during non-rental gaps (Period X).

Here is exactly how INSHUR keeps you covered across the phases of your carsharing business:

	Insurance Provider	What's covered?
Idle/ Off-Trip	INSHUR Period X™	Garaging, car washes, mechanical shop transits, detailing, and empty delivery.
P2P Active Trip	Turo platform	Active renter driving under the platform's terms of service.

Get Covered in 3 Simple Steps:

Click 'Get a quote': This will take you to the Turo/INSHUR website.Then click ‘Get a quote from INSHUR’
Enter your details online: We’ll provide your quote in 24 hours.
Get Your Cards: Instantly download your digital insurance ID cards and drive with total peace of mind.

Once your account is active, connect an approved tracking device within 60-days. Our approved devices are PassTime GPS, OneStep GPS, Bouncie, MooveTrax, Zubie, TrackmateGPS, and Trackhawk GPS. You can mix and match across your fleet.

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Easy, online PeriodX^TMcustomer portal

We offer a fully digitized experience for carshare and fleet owners, using real-time monitoring through telematics, so you can manage your coverage whenever and wherever you want.

Modern, customer-friendly portal: A versatile platform for policy quotes, binding, self-management, and fleet reporting, designed to simplify the commercial auto experience
For individuals and fleet managers: Tailored features for both individual policyholders and fleet managers, providing seamless control over policies and vehicles
Developed in-house for commercial auto: Purpose-built for the commercial auto market, ensuring deep alignment with industry needs
Seamless integration: Easily integrates with existing approved systems and telematics devices to enhance operational efficiency