INSHUR US BROKERS

Fast, Digital Commercial Auto Insurance for Arizona Brokers

Gain instant access to our advanced, digital broker portal. Quote, bind, and manage specialist commercial transportation risks from 1–4 vehicle small accounts to 5+ vehicle fleet submissions, 24 hours a day, 7 days a week.

Apply for Appointment

Specialized Arizona Commercial Auto

We write commercial transportation risks across Arizona, offering instant self-service quoting for 1–4 vehicle accounts and dedicated underwriting for 5+ vehicle fleets. Click the link below to review our core appetite and see what we cover.

See our Full Broker Appetite Guide

Target Risks & Classes	Key Policy & Portal Capabilities	Coverage & Limits
Taxicab Metered or unmetered vehicles for hire (non-fixed route).	Self-Service Portal (1–4 Vehicles) Instant quote, bind, and issue. Automated MVR checks.	Liability Limits: MFR up to $1,000,000.
Professional Black Car Unmetered luxury autos operated by named insured/employee.	Flexible Fleet Submissions (5+ Vehicles) Dedicated underwriting support for larger fleets.	Physical Damage: Comp & Collision available ($100K/veh, $250K/occ).
Incidental Operations Unmarked luxury autos for weddings/events or pre-arranged hire.	Self-Service Endorsements Process driver and vehicle updates directly in the portal.	UM/UIM & PIP: Statutory coverage options.

Target Risks & Classes

Key Policy & Portal Capabilities

Coverage & Limits

Taxicab

Metered or unmetered vehicles for hire (non-fixed route).

Self-Service Portal (1–4 Vehicles)

Instant quote, bind, and issue. Automated MVR checks.

Liability Limits:

MFR up to $1,000,000.

Professional Black Car

Unmetered luxury autos operated by named insured/employee.

Flexible Fleet Submissions (5+ Vehicles)

Dedicated underwriting support for larger fleets.

Physical Damage:

Comp & Collision available ($100K/veh, $250K/occ).

Incidental Operations

Unmarked luxury autos for weddings/events or pre-arranged hire.

Self-Service Endorsements

Process driver and vehicle updates directly in the portal.

UM/UIM & PIP:

Statutory coverage options.

Target Risks & Classes

Taxicab

Metered or unmetered vehicles for hire (non-fixed route).

Professional Black Car

Unmetered luxury autos operated by named insured/employee.

Incidental Operations

Unmarked luxury autos for weddings/events or pre-arranged hire.

Key Policy & Portal Capabilities

Self-Service Portal (1–4 Vehicles)

Instant quote, bind, and issue. Automated MVR checks.

Flexible Fleet Submissions (5+ Vehicles)

Dedicated underwriting support for larger fleets.

Self-Service Endorsements

Process driver and vehicle updates directly in the portal.

Coverage & Limits

Liability Limits:

MFR up to $1,000,000.

Physical Damage:

Comp & Collision available ($100K/veh, $250K/occ).

UM/UIM & PIP:

Statutory coverage options.

Introducing the INSHUR Self-Service Broker Portal

Writing 1 to 4 vehicles in Arizona? Ditch the paper applications and loss run requests. Take control of the entire quoting and binding workflow in minutes.

Discover the INSHUR Broker portal

Auto-populated VIN and vehicle seating lookup.

Instant IIX driver background verification.

Quote and bind in minutes

One-click secure online document acknowledgment sent to insureds.

Become an Appointed Producer in Minutes

Step 1

Submit Your Appointment Profile

Click "Apply for Appointment" to complete our streamlined onboarding form. Upload your agency's E&O declaration page and relevant corporate licenses.

Step 2

Access the Broker Portal

Once our Agency Relations team approves your appointment, your producers receive immediate access credentials to our real-time quoting and management suite.

Step 3

Quote, Bind, and Issue 24/7

Input vehicle and driver criteria, run instant MVRs, bind coverage, and access automated policy workflows to issue certificates on-demand.

How you'll work with us

Self-Service Broker Portal

Instant quote, bind & issue — no waiting on underwriting
Endorsements and policy changes handled directly in the portal
We run the MVRs for you
No application file, no loss runs

Fleet Submissions

Traditional underwriting submission
Application, driver & vehicle schedule, loss runs if prior insurance
MVR sample accepted for quoting; full file due at binding
OFAC screening required

Why INSHUR?

INSHUR is a global leader in digital commercial auto insurance, combining cutting-edge data technology with trusted underwriting tradition.

Apply for appointment

Trusted by 200+

Appointed brokers

Coverage in Arizona

We write specialist coverage for Arizona. More states coming soon.

Industry-leading portal

Our brokers say we outperform competitors with our portal UX

35+ years of experience

Specializing in commercial auto insurance

Decades of Transportation Expertise. Accelerated by Technology.

We’ve modernized public auto and fleet underwriting to keep your producers winning and your clients protected.

24/7 Self-Service & Fleet Management

Transportation moves around the clock, and your agency should too. Our automated broker portal allows your team to add or swap drivers, drop vehicles, and issue Certificates of Insurance (COIs) or Auto ID cards instantly, without waiting on an underwriter.

Stability & Deep Risk Appetite

Backed by our team's 35+ year legacy and INSHUR's digital strength, we have the specialized markets required to place difficult, high-premium commercial accounts that standard markets decline.

Market-Leading Tech Integrations (APIs)

For larger, modern logistics and transportation fleet clients, we offer customized API integrations. Connect your client’s fleet management software directly to our platform to manage complex risks and automate policy changes seamlessly.

Apply for Appointment

BUILT FOR BROKERS DRIVEN BY GROWTH

Expand Your Access to Specialized Vehicle Insurance Markets

For-hire vehicle operators, like rideshare, taxi, livery, limousine, and delivery drivers, cannot hit the road without compliant commercial auto coverage. Every hour your client spends waiting on a legacy underwriter is an hour of lost revenue for their business. When you deliver fast, bindable quotes, you become the trusted agency they return to year after year.

Frequently asked questions (FAQs)

Getting appointed with INSHUR is completely digital. Click the "Apply for appointment" button, complete our brief agency profile, and upload your current E&O declaration page along with your relevant corporate agency licenses. Our Agency Relations team reviews submissions quickly, often granting digital broker portal access within 24–48 business hours.
INSHUR specializes in tech-driven, gig-economy, and public auto transportation risks. Our core Arizona commercial auto insurance appetite includes:
- Taxicab - Metered or unmetered vehicles for hire with a driver, not picking up or dropping off along a fixed route.
- Professional Black Car - Unmetered vehicles for hire (excluding taxis and stretch limousines), operated by the named insured or a direct employee, fully licensed in their territory.
Yes. The INSHUR commercial auto broker portal is a 24/7 self-service platform. Producers and account managers can log in at any time to process mid-term policy adjustments, perform instant MVR lookups, add or delete vehicles from commercial fleet accounts, and generate Certificates of Insurance (COIs) instantly without waiting for an underwriter.
Yes. In addition to single owner-operators, INSHUR has deep underwriting capacity for massive commercial transportation and livery fleets. For large-scale accounts, we offer competitive premium financing options and market-leading API technology integrations that sync directly with your client's existing telematics and fleet management software.
Currently, we write specialist auto insurance coverage in Arizona, but watch this space as we have many more states coming soon!