What happened to ABI Period X insurance?

ABI Period X carshare insurance has officially transitioned to INSHUR. All new quotes, fleet policies, and telematics integrations (including Zubie) are now provided under INSHUR.

How do existing ABI policyholders manage active Period X policies?

Existing policyholders with an active ABI Period X policy can continue logging into their legacy portal to manage existing coverage, while all new policies and renewals transition through INSHUR.

What is Period X Off-Trip Carshare Insurance?

Period X provides specialized commercial auto coverage for carshare hosts when their vehicles are off-rent and outside of active peer-to-peer platform rental agreements.

Does INSHUR Period X support Zubie telematics and RentID?

Yes. INSHUR supports Zubie telematics integration for automated odometer tracking as well as RentID for verification across peer-to-peer carshare fleets.

Does Period X cover my car when hosting on Turo or Rentid?

Yes. Period X is designed to integrate seamlessly alongside peer-to-peer platforms like Turo and Rentid, filling the coverage gap when your vehicle is off-trip or being maintained between bookings.

Are fleet discounts available for carshare hosts?

Yes. INSHUR offers fleet discounts for hosts managing 4 or more vehicles, with additional rate reductions available for larger fleets of 10+ cars.

Can I drive my vehicle for personal use under Period X?

Yes. Period X policies allow off-rental mileage allowance to be used for personal driving, maintenance, and host operations while remaining fully covered.

What happened to ABI Period X insurance?

ABI Period X carshare insurance has officially transitioned to INSHUR. All new quotes, fleet policies, and telematics integrations (including Zubie) are now provided under INSHUR.

How do existing ABI policyholders manage active Period X policies?

Existing policyholders with an active ABI Period X policy can continue logging into their legacy portal to manage existing coverage, while all new policies and renewals transition through INSHUR.

What is Period X Off-Trip Carshare Insurance?

Period X provides specialized commercial auto coverage for carshare hosts when their vehicles are off-rent and outside of active peer-to-peer platform rental agreements.

Does INSHUR Period X support Zubie telematics and RentID?

Yes. INSHUR supports Zubie telematics integration for automated odometer tracking as well as RentID for verification across peer-to-peer carshare fleets.

Does Period X cover my car when hosting on Turo or Rentid?

Yes. Period X is designed to integrate seamlessly alongside peer-to-peer platforms like Turo and Rentid, filling the coverage gap when your vehicle is off-trip or being maintained between bookings.

Are fleet discounts available for carshare hosts?

Yes. INSHUR offers fleet discounts for hosts managing 4 or more vehicles, with additional rate reductions available for larger fleets of 10+ cars.

Can I drive my vehicle for personal use under Period X?

Yes. Period X policies allow off-rental mileage allowance to be used for personal driving, maintenance, and host operations while remaining fully covered.

Period X™ Carshare Insurance

Total commercial protection for carshare fleet owners and solo hosts.

Full coverage from $40 per month, per car, after deposit & device cost. Fleet-level discounts available at 4+ and 10+ cars.

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What is Period X™ Carshare Insurance?

Period X™ is a specialized commercial auto insurance policy designed to cover peer-to-peer (P2P) vehicles during off-rental periods (cleaning, maintenance, delivery, and personal use).

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24/7 Carshare Protection: Eliminating the Off-Rental Insurance Gap

When you list a vehicle on peer-to-peer (P2P) platforms like Turo, Getaround, or HyreCar, your personal car insurance policy will not cover you. Personal insurers view carsharing as a commercial activity and will deny claims—even if the car is damaged while sitting empty in your driveway, while being driven to a mechanic, or while being washed between trips.

Period X™ is your primary commercial shield, keeping your fleet fully protected 24/7 during non-rental gaps (Period X).

We also offer Period Z pay-as-you-rent on-rental insurance built for carshare and fleet owners. Period Z is designed to work hand-in-hand with Period X™ (our off-rental coverage). Together they deliver complete protection.

Here is exactly how INSHUR keeps you covered across the phases of your carsharing business:

	Insurance Provider	What's covered? (Comprehensive and Collision)
Idle/ Off-Trip	INSHUR Period X™	Garaging, car washes, mechanical shop transits, detailing, and empty delivery.
P2P Active Trip	Platform (Turo, Getaround, etc.)	Active renter driving under the platform's terms of service.

Why Choose INSHUR for Your Off-Trip Carshare Insurance

No minimum fleet requirements: Coverage starts at 1 Vehicle (Ideal for solo hosts & scaling fleets)
Competitive rates: From $40 / month per vehicle
Personal use coverage: Unlike competitors, INSHUR includes up to 50% of total miles for personal driving in your coverage
Fleet Scale Discounts: Tiered savings automatically applied at 4+ and 10+ cars

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How it works

Get a Digital Quote: Under 5 minutes.

Enter your driver records and vehicle identification numbers (VINs) online to bind your Period X™ base policy instantly.
Connect Your Telematics Device: Compatible with Bouncie, Zubie, MooveTrax, & more.

Plug an approved OBD-II tracking device into your car. This tracks your 250-mile monthly off-rental allowance and keeps premiums low.
Protected Between Bookings: 24/7 Shield.

Your car is immediately covered by primary commercial liability. You can now cancel your expensive personal auto policy.

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Core features of INSHUR Period X™ Off-Trip Carshare insurance

Coverage for Any Fleet Size (1 to 10+ Vehicles)

You don't need a massive commercial fleet to get real off-trip protection. Whether you are listing your first car on Turo or managing an established fleet across multiple platforms, Period X™ gives you protection from day one.

Real Protection for Personal Driving (50% Allowance)

Most commercial off-trip policies treat personal errands like a violation. Period X™ understands that hosts still need to drive their vehicles. We cover up to 50% of your total off-trip miles for personal use.

Competitive Pricing with Built-In Fleet Discounts

Keep your operational overhead low with rates starting at just $40 per month. As your hosting business grows, your costs drop. We automatically apply discounts at 4+ and 10+ vehicles to support you in the growth of your business.

What Carshare Platforms does Period X™ cover?

Period X™ is fully compatible with all major P2P platforms, including Turo, and protects your vehicle during the critical gaps when platform insurance is inactive.

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Easy, online PeriodX^TMcustomer portal

We offer a fully digitized experience for carshare and fleet owners, using real-time monitoring through telematics, so you can manage your coverage whenever and wherever you want.

Modern, customer-friendly portal: A versatile platform for policy quotes, binding, self-management, and fleet reporting, designed to simplify the commercial auto experience
For individuals and fleet managers: Tailored features for both individual policyholders and fleet managers, providing seamless control over policies and vehicles
Developed in-house for commercial auto: Purpose-built for the commercial auto market, ensuring deep alignment with industry needs
Seamless integration: Easily integrates with existing systems and telematics devices to enhance operational efficiency

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Smiling man in glasses and a blue denim shirt sitting in front of his laptop looking at his phone

Continuous Coverage

Stay compliant with state regulations by maintaining 24/7 insurance coverage, even during non-rental periods.

Fleet Management Dashboard

Effortlessly manage your fleet with our intuitive online platform, allowing you to add or remove vehicles and drivers at any time.

No Minimum Fleet Size

Get full coverage whether you host 1 car or 100+.

Instant insurance document download

Instantly download your digital insurance ID cards from your INSHUR platform and drive with total peace of mind.

Which states is Period X™ available in?

We offer coverage across the United States. Select your state to find out more.

Select your state:

Get your Arizona Period X^TM quote today.

Period X™ Carshare Insurance

Total commercial protection for carshare fleet owners and solo hosts.

Looking for ABI Period X™ Insurance? You’re in the right place.

What is Period X™ Carshare Insurance?

24/7 Carshare Protection: Eliminating the Off-Rental Insurance Gap

Why Choose INSHUR for Your Off-Trip Carshare Insurance

How it works

Core features of INSHUR Period X™ Off-Trip Carshare insurance

Coverage for Any Fleet Size (1 to 10+ Vehicles)

Real Protection for Personal Driving (50% Allowance)

Competitive Pricing with Built-In Fleet Discounts

What Carshare Platforms does Period X™ cover?

Easy, online PeriodXTM customer portal

Key features of our PeriodXTM insurance coverage:

Which states is Period X™ available in?

Select your state:

Why choose PeriodXTM?

Expertise

Reliability

Compliance

Period X™ insurance that meets state requirements

What our customers say

Frequently asked questions (FAQs)

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Easy, online PeriodX^TMcustomer portal

Key features of our PeriodX^TMinsurance coverage:

Why choose PeriodX^TM?