Uber Eats Insurance for Delivery Drivers

Flexible Pay As You Go, 30-Day or Annual Policies. 100% Online.

  • Hire & Reward Cover: The legal cover you need to deliver for Uber Eats.
  • All Vehicles: Cars, scooters, mopeds, and motorbikes.
  • Instant Cover: Quote, buy, and manage your policy online in minutes.

Pay As You Go

Only pay for the minutes you are delivering

  • No minimum charges
  • 90-day price lock
  • Needs separate SD&P insurance
Or

Courier Insurance

30-day and annual cover options

  • SD&P use included
  • Covers all major delivery platforms
  • Continuous 24/7 cover
Compare both options in detail

Uber Eats Food Delivery Insurance Policy Options

Pay As You Go Food Delivery Insurance

Pay as you go delivery insurance designed to work alongside your existing Social Domestic & Pleasure use insurance.

  • Only pay for the minutes you are delivering
  • No minimum charges for short shifts
  • 90-day price lock
  • Auto wallet top-ups
Or

Courier Insurance for Food Delivery

Food and parcel delivery insurance with Social, Domestic & Pleasure use included.

  • Covers all major delivery platforms
  • Choose from food or parcel delivery, or both
  • 30-day and annual cover options
  • Includes Social Domestic & Pleasure use

Pay As You Go, 30-Day, or Annual: Which Cover Fits Your Work?

Whether you deliver food part-time during peak weekend hours, or drive full-time across multiple delivery apps, choose a policy built around your driving habits.

Comparison of Pay As You Go, 30-Day and Annual delivery insurance policies
Feature Pay As You Go (PAYG) 30-Day Policy Annual Policy
Best For Casual, part-time drivers working peak delivery hours Flexible monthly delivery work without long-term contracts Dedicated full-time courier and food delivery drivers
Platforms Covered Uber Eats and Deliveroo only Covers all major food and parcel delivery platforms Covers all major food and parcel delivery platforms
Payment Model Pay per minute worked (funded via top-up wallet) Monthly rolling payment with no 12-month commitment Upfront payment or spread across monthly instalments
Coverage Mechanism Automatically activates when logged in to delivery shifts. Separate SD&P insurance required. Continuous 24/7 Hire & Reward coverage for 30 days. Includes SD&P cover. Continuous 24/7 Hire & Reward coverage for 365 days. Includes SD&P cover.
Key Advantage No minimum charges, only pay for the minutes you are delivering Pause, renew, or stop month-to-month based on workload Lowest cost per day worked; builds continuous No Claims Discount (NCD)
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Pay As You Go (PAYG) Casual, part-time drivers working peak delivery hours
Best For
Casual, part-time drivers working peak delivery hours
Platforms Covered
Uber Eats and Deliveroo only
Payment Model
Pay per minute worked (funded via top-up wallet)
Coverage Mechanism
Automatically activates when logged in to delivery shifts. Separate SD&P insurance required.
Key Advantage
No minimum charges, only pay for the minutes you are delivering
30-Day Policy Flexible monthly delivery work without long-term contracts
Best For
Flexible monthly delivery work without long-term contracts
Platforms Covered
Covers all major food and parcel delivery platforms
Payment Model
Monthly rolling payment with no 12-month commitment
Coverage Mechanism
Continuous 24/7 Hire & Reward coverage for 30 days. Includes SD&P cover.
Key Advantage
Pause, renew, or stop month-to-month based on workload
Annual Policy Dedicated full-time courier and food delivery drivers
Best For
Dedicated full-time courier and food delivery drivers
Platforms Covered
Covers all major food and parcel delivery platforms
Payment Model
Upfront payment or spread across monthly instalments
Coverage Mechanism
Continuous 24/7 Hire & Reward coverage for 365 days. Includes SD&P cover.
Key Advantage
Lowest cost per day worked; builds continuous No Claims Discount (NCD)

What is Uber Eats insurance, and do I need it?

If you're delivering for Uber Eats, your standard car or bike insurance does not cover you. Full stop.

The moment you accept a delivery and start earning, you're carrying out what's legally classified as hire and reward work. That means you need a specialist hire and reward insurance policy in place — and without one, you're technically uninsured on the road.

Uber Eats also requires proof of valid hire and reward insurance before you can complete your sign-up and start accepting orders. It's not optional — it's a condition of working on the platform.

INSHUR's food delivery insurance gives you exactly the cover you need, with flexible policies built around the way you work.

a female food delivery driver in a green uniform and black headscarf smiles at her colleagues, also wearing green

Why choose INSHUR for your Uber Eats insurance?

Thousands of food delivery drivers across the UK trust INSHUR to keep them covered. Here's why:

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Essential hire & reward insurance for Uber Eats food delivery

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Choose between pay as you go, 30-day or annual coverage to suit your schedule.

Get a quote

Get a quote, buy your policy, and manage your cover entirely online. No phone calls, no paperwork, no waiting around.

user-shield

If something goes wrong on the road, INSHUR's claims team is available around the clock. You'll never be left dealing with an incident alone.

How to get insured for Uber Eats with INSHUR

Getting covered is quick and straightforward. Here's how it works:

  1. Get a quote online: Head to the INSHUR website and answer a few questions about yourself, your vehicle, and how you work. It only takes a few minutes.
  2. Choose your cover: Pick the level of cover that suits you — third party, third party fire and theft, or comprehensive.
  3. Buy and get covered instantly: Pay online and you can drive straight away; simply sync your Uber Eats account or share your certificate to complete your onboarding
  4. Manage everything online: View your policy documents, make changes, and renew — all from your INSHUR dashboard, any time.
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Frequently asked questions (FAQs)