Cover your ride with Private Hire insurance
Get covered in minutes with simple online insurance, designed for private hire and taxi drivers.
Coverage options
Choose from three coverage options to find a policy that works
for you.
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Third Party |
Comprehensive |
Comprehensive Plus |
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Social, domestic, and pleasure (SD&P)
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Fast food cover
Main occupation must still be private hire |
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Accidental or malicious damage to your vehicle
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Fire, flood, theft, and vandalism
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Windscreen cover
£750 excess for non-approved repairer |
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£50 for repair, £150 for replacement with approved repairer |
£50 for repair, £150 for replacement with approved repairer |
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Public liability up to £5M
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Public Carriage Office (PCO) replacement vehicle (where available)
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Non-PCO courtesy car where available |
Available for 14 days |
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Motor legal expenses
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No claims discount protection
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Optional, 4+ years |
Optional, 4+ years |
Optional, 4+ years |
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Policy excess
Additional excess applies if incident not reported within 24h or on use of non-approved repairer, and for <25 year old drivers |
No excess applies |
£500 |
£500 |
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Driving in the EU
SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle |
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Social, domestic, and pleasure (SD&P)
Fast food cover
(Main occupation must still be private hire)
Accidental or malicious damage to your vehicle
Fire, flood, theft, and vandalism
Windscreen cover
(£750 excess for non-approved repairer)
Public liability up to £5M
Public Carriage Office (PCO) replacement vehicle (where available)
Motor legal expenses
No claims discount protection
Optional, 4+ years
Policy excess
(Additional excess applies if incident not reported within 24h or on use of non-approved repairer, and for <25 year old drivers)
No excess applies
Driving in the EU
(SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle)
Social, domestic, and pleasure (SD&P)
Fast food cover
(Main occupation must still be private hire)
Accidental or malicious damage to your vehicle
Fire, flood, theft, and vandalism
Windscreen cover
(£750 excess for non-approved repairer)
£50 for repair, £150 for replacement with approved repairer
Public liability up to £5M
Public Carriage Office (PCO) replacement vehicle (where available)
Non-PCO courtesy car where available
Motor legal expenses
No claims discount protection
Optional, 4+ years
Policy excess
(Additional excess applies if incident not reported within 24h or on use of non-approved repairer, and for <25 year old drivers)
£500
Driving in the EU
(SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle)
Social, domestic, and pleasure (SD&P)
Fast food cover
(Main occupation must still be private hire)
Accidental or malicious damage to your vehicle
Fire, flood, theft, and vandalism
Windscreen cover
(£750 excess for non-approved repairer)
£50 for repair, £150 for replacement with approved repairer
Public liability up to £5M
Public Carriage Office (PCO) replacement vehicle (where available)
Available for 14 days
Motor legal expenses
No claims discount protection
Optional, 4+ years
Policy excess
(Additional excess applies if incident not reported within 24h or on use of non-approved repairer, and for <25 year old drivers)
£500
Driving in the EU
(SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle)
Why INSHUR?
With INSHUR, you get insurance delivered through an easy-to-use online platform. Get a quote, buy, and renew your policy from your online Dashboard.
- Get insured in minutes
- Choose from our flexible 30-day or annual policy lengths, and in-full or monthly payment options
- Coverage for all private hire platforms, including fast food and SD&P use
- Trusted partnerships with major UK platforms including Uber
Electric vehicles and plug-in hybrids
Need private hire insurance for an electric vehicle or plug-in hybrid? Get the same exceptional coverage you receive for your petrol or diesel vehicle, plus:
Battery cover
Repair or replacement for covered claims or accidents. Available for both owned and leased batteries. Up to £10k of battery coverage.
Cable cover
Reliable support for damaged or stolen cables while attached to your vehicle. We also cover you for third-party incidents, e.g. someone tripping over your cable while in use.
Insurance that works around you
With INSHUR, you choose a policy to fit your needs. Pick your level of coverage, opt for a 30-day or annual plan, and decide whether to pay in full or spread the cost with monthly payments.
Hear from our happy drivers
Frequently asked questions (FAQs)
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To get a quote online, simply click here, sign up, and answer the questions. It only takes a matter of minutes and you'll receive your quote instantly.
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We provide private hire insurance, with three distinct coverage options on 30-day or annual policies, so you can choose the level of coverage you need. You’ll also get food delivery coverage at no extra cost.
You can access your insurance online 24/7. Get a quote, review, and renew your policy, anytime from your online Dashboard – saving you time and helping you get on the road faster.
Getting started is easy. simply click here to sign up and start your quote today.
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Yes! With INSHUR private hire policies, you’re automatically covered to use your vehicle for social, domestic, and pleasure use/purposes.
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We offer fast food delivery coverage automatically at no extra cost on all our private hire insurance policies.