Livery Insurance for Uber Black Drivers in Upstate New York

Livery Insurance for Uber Black Drivers in Upstate New York

INSHUR is launching Livery insurance for Uber Black drivers in Upstate New York very soon! We’re excited to be expanding our Livery coverage across the US and welcoming more drivers than ever. 

 You can use the sign-up link at the bottom of this article so you’re ready when we launch, or keep scrolling to find out more about Uber Black and INSHUR’s Livery insurance. 

First, What is Uber Black?

Uber Black is Uber’s premium service, matching passengers with unbeatable service and a top-of-the-line vehicle.

Your passengers will be paying a higher fare than Uber X, therefore they expect the highest quality of a luxury ride. 

As a driver, Uber expects you to meet top levels of service, which we’ll get into below. 

Additionally, Uber Black vehicles must meet Uber’s eligibility criteria to qualify for the service.

“Business class in the back seat” means your passengers show up in style, no matter their destination. 

What Are the Requirements for Uber Black Drivers in Upstate New York?

In order to drive for Uber Black, Uber expects its New York drivers to meet the following criteria:

  • Maintain a driver rating of or above 4.85
  • Have all permits required to drive in their city – You can check with your local government.
  • Hold commercial insurance – personal auto insurance is not enough
  • Additional documentation may also be required

You should also always remain professional and courteous to your passengers to maintain your excellent star rating. 

Nothing is too much for the customer, so prepare to adjust internal temperatures, help with luggage, open doors etc.

You’ll also need to check the rules in your area with your local transport authority. You could need extra documentation and health checks. 

What Are the Uber Black Vehicle Requirements in Upstate New York?

For your car to qualify for Uber Black, it must meet the following standards:

  • Be no more than 6 years old
  • Be an SUV or other luxury vehicle. Check Uber’s model list here (be sure to change your city)
  • Seat at least 4 passengers (6 for Uber Black SUV)
  • Have a leather or faux leather interior with no visible stains
  • Black only exterior with no obvious damage

Your vehicle should be kept to a high standard, with no cosmetic damage or missing pieces. Passengers will also expect working windows, air conditioning and spotless interiors.


BMW 8 Series Gran Coupe 2020

What is the Average Salary for an Uber Black Driver in Upstate New York?

To calculate what a driver has earned, Uber uses a few different metrics. This means the exact amount earned is difficult to pin down and varies from state to state – however the following is based on a full-time driver working 40 hours a week:

  • Driver Location – are you in a busy city or in a rural area
  • Surge Pricing – this is where passenger demand outstrips available drivers. You’ll earn larger fares during these times, such as rush hour. Keep an eye on pricing around busy areas like airports and popular hotels/bars/restaurants in cities.
  • Tips – Drivers keep 100% of the tips they earn, so it pays to keep a clean car and a friendly attitude.

On average, Uber Black drivers can make anywhere from $50 to $200 an hour according to, but these numbers are hugely dependent on location, trip length, and potential tips. 

Where are the Green Light Hubs in Upstate New York 

Being on the road can be lonely as a driver, and you may feel that you need support when issues arise. But where do you go?

Uber’s Greenlight Hubs are the answer. Located in major cities, the Hubs offer in-person support for drivers, including:

  • First time driver help such as how to use the Uber app
  • Classes to help improve driver rating
  • Support for issue resolution
  • Help with fares and questions about your account
  • Vehicle inspections
  • Documentation requirements

You can use How I Uber’s list of Hub locations in New York to find your nearest location.  

If you’re thinking about becoming an Uber Black driver, but need more information, your nearest Greenlight Hub should be your first source of information. 

Why Should I Get Livery Insurance with INSHUR?

We mentioned above that in order to drive for Uber Black, you’ll need commercial auto insurance in addition to your personal coverage.

This is because Uber expects its Uber Black drivers to hold a higher level of coverage as a premium service. 

Usually, you would visit a broker and spend days waiting for your documentation to come through, meaning potential lost earnings while you wait.

With INSHUR, you’ll be able to purchase your livery coverage online. Our policies are 100% digital, and we have a dedicated support team ready to help you in Spanish or English.

We’ll be launching in Upstate New York very soon, bringing Uber Black drivers like you our “Excellent” rated Livery insurance policies. You’ll be joining thousands of Uber drivers who already trust INSHUR with their coverage. 

Sign up now to be first to know when we launch in your area!

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