TLC insurance for Uber drivers in New York City

Get covered with New York’s only Uber-preferred TLC insurance provider. Specialists in TLC insurance for Uber drivers since 2016.

Get a quote

female driver in a leather jacket with a passenger in the backseat

TLC insurance coverage options

Find a level of Uber insurance coverage that works for you. Flexible billing options available.

	Silver	Gold
Bodily injury liability	($100,000 per person, $300,000 per accident)	($100,000 per person, $300,000 per accident)
No fault coverage	($200,000)	($200,000)
Property damage liability	($10,000)	($10,000)
Physical damage		(Actual cash value – $1,500 deductible)
Social, domestic, and pleasure (SD&P)
	Get a quote	Get a quote

Bodily injury liability

($100,000 per person, $300,000 per accident)

No fault coverage

($200,000)

Property damage liability

($10,000)

Physical damage

Social, domestic, and pleasure (SD&P)

Get a quote

Bodily injury liability

($100,000 per person, $300,000 per accident)

No fault coverage

($200,000)

Property damage liability

($10,000)

Physical damage

(Actual cash value – $1,500 deductible)

Social, domestic, and pleasure (SD&P)

Get a quote

Why INSHUR?

We are proud to be the only Uber-preferred TLC insurance provider in New York City. Join thousands of Uber drivers in NYC protecting their livelihoods with INSHUR.

Buy, manage and renew your TLC insurance for Uber drivers in just a few clicks with our easy-to-use digital platform.

What you get with an INSHUR TLC insurance policy:

Free, personalized quotes designed for Uber drivers in New York City
Coverage from New York’s only Uber-preferred TLC insurance partner
Prices that reward excellent driver scores
Flexible payment options - pay monthly or annually
Customer support in English and Spanish
Access to enroll with Drivers Benefits at no additional cost

Get a quote

Smiling woman looking out of the driver-side window

What is TLC insurance or for-hire vehicle insurance?

TLC insurance is a specialized type of auto insurance designed for drivers using their personal vehicles to work for ridesharing companies like Uber in New York City.

For-hire vehicle insurance for Uber drivers in NYC is a must-have to be compliant with TLC regulations.

Get a quote

Man driving car looking out the window smiling

Why do I need TLC insurance?

In New York City, you need TLC insurance for any vehicle with TLC or Livery plates.

The Taxi and Limousine Commission (TLC) requires this insurance to ensure that for-hire vehicle drivers have adequate coverage for their passengers and vehicles.

Get a quote

Why is TLC insurance required for Uber drivers?

Safety: protects passengers and drivers in the event of an accident
Liability: covers liability for injuries to passengers and property damage
Legal compliance: ensures that drivers are legally compliant and have the proper coverage

Our TLC insurance for Uber drivers protects against bodily injury, property damage and more, protecting your livelihood while you’re on the road.

Get a quote

Smiling woman in the drivers seat of a car at sunset

Take the complexity out of your TLC insurance coverage

Insurance doesn’t have to be confusing. Get easy, dependable Uber driver coverage from Uber’s preferred partner.

Start your INSHUR journey and get a personalized quote today.

Get your TLC insurance quote now

You qualify for New York TLC insurance if you:

Are at least 25 years old

Have a New York State-issued driver’s license

Drive a car with up to eight seats (including the driver)

Have Uber driver login credentials

Frequently asked questions (FAQs)

Simply click here to sign up and answer a few standard questions. It only takes a couple of minutes and you’re good to go.

Watch this video for more instructions.
Policies begin as soon as your payment goes through, unless you select a future date. In these cases, your policy will start at midnight on your chosen date.
Yes. Send their Department of Motor Vehicles (DMV) license and TLC license to help@inshur.com, along with your policy number. We insure a maximum of two qualified drivers (including the policyholder) on each TLC insurance policy.
Once you've completed your first INSHUR quote, you can log in to your dashboard to view your quote and policy details.

Log in to your account here.

**Please note you may be prompted to accept our Terms and Conditions while logging into your account**
When you are getting your INSHUR quote, we will ask you if you want to enroll, just select ‘Yes.’ It's that easy!

Once you purchase your policy you can access a range of fantastic benefits for Uber drivers and other Black Car services.

Benefits include:
- Accident Disability Insurance Plan
- Personal Accident Insurance
- $100,000 Accidental Death Benefit
- Critical Illness Insurance
- Dental Insurance
- Vision Coverage
- Hearing Care Program
- Medical Clinics
- And much more!
Click here to find out more.
Yes.

The TLC requires all for-hire vehicle and Uber drivers in New York City to have commercial auto insurance.

Your personal auto coverage will not qualify.

INSHUR is New York City’s only Uber-preferred TLC insurance and commercial auto insurance provider.
Yes, you can get TLC insurance for your Tesla as an Uber driver in New York City.

INSHUR offers TLC insurance coverage for electric vehicles, including some Tesla models (cover dependent on manufacturing year and model).

With INSHUR, you can easily get a personalized TLC insurance quote for your Tesla and enjoy flexible payment options, whether monthly or annually. As NYC’s only Uber-preferred TLC insurance provider, we make insuring your Tesla quick and hassle-free.
To make a change to your policy, please send an email to INSHUR Customer Support at help@inshur.com.

In order for a Customer Support agent to readily assist you, please include the following in your email:
1. The email address associated with your INSHUR account or policy number.
2. A description of the change you wish to make and necessary information required.
Navigating NYC’s specific regulations requires expertise. INSHUR has been insuring drivers in NYC since 2016.

We simplify the process for NYC drivers by offering a fully digital experience, allowing drivers to obtain quotes, purchase policies, and manage their insurance needs conveniently online.

No need to wait for a TLC insurance broker, get an immediate quote today.

See more FAQs

TLC insurance for Uber drivers in New York City

TLC insurance coverage options

Why INSHUR?

What is TLC insurance or for-hire vehicle insurance?

Why do I need TLC insurance?

Why is TLC insurance required for Uber drivers?

Take the complexity out of your TLC insurance coverage

You qualify for New York TLC insurance if you:

What our customers say

Frequently asked questions (FAQs)

Already with us?

Get a quote

Already with us?

Documents

Other links