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DoorDash Gap Insurance in Virginia 

Pay-As-You-Go Gap Coverage From 21¢ Per Delivery

Most personal auto policies in Virginia exclude commercial food delivery. INSHUR Pay-As-You-Dash provides instant, affordable protection for Virginia Dashers,  costing just 21¢ per delivery, with 50 free Dashes when you sign up.

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Protect Your Car While Dashing in Virginia

If you deliver on the DoorDash platform in Virginia, an accident while on an active delivery can lead to denied personal insurance claims. DoorDash provides secondary liability coverage, but it leaves you and your vehicle unprotected.

With INSHUR Pay-As-You-Dash Insurance, you and your vehicle are protected from the second you accept an offer in the Dasher app until you mark the delivery as completed anywhere in Virginia.

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How INSHUR Pay-As-You-Go Insurance Complements DoorDash Protection

Coverage by period while delivering for DoorDash: DoorDash coverage, personal auto policy and INSHUR delivery cover
Coverage phase DoorDash coverage Personal auto policy INSHUR delivery cover
Period 1App on, no delivery accepted Not covered Typically excluded Collision and liabilityContingent on personal policy; liability to confirm
Period 2Offer accepted, driving to pickup Liability only Typically excluded Collision coveredLiability handled by DoorDash
Period 3Order in car, driving to customer Liability only Typically excluded Collision coveredLiability handled by DoorDash
Period 1 App on, no delivery accepted INSHUR: Collision and liability
DoorDash coverage
Not covered
Personal auto policy
Typically excluded
INSHUR delivery cover
Collision and liabilityContingent on personal policy; liability to confirm
Period 2 Offer accepted, driving to pickup INSHUR: Collision covered
DoorDash coverage
Liability only
Personal auto policy
Typically excluded
INSHUR delivery cover
Collision coveredLiability handled by DoorDash
Period 3 Order in car, driving to customer INSHUR: Collision covered
DoorDash coverage
Liability only
Personal auto policy
Typically excluded
INSHUR delivery cover
Collision coveredLiability handled by DoorDash

Virginia Plan & Pricing Overview

Per-Delivery Price 21¢ per active Dash
First 50 Dashes Free Start driving with $0 upfront cost for your first 50 deliveries
Pay-As-You-Go Wallet $10 auto-refill triggers only when your wallet balance drops below $8
Coverage Protects you and your car from the moment you wait for an offer to delivery completed
Policy Term Flexible 90-day renewable term with no hidden setup fees

Coverage is subject to policy terms, conditions and exclusions. Prices shown apply in Virginia only.

How the Pay-As-You-Go Wallet Works for Virginia Drivers

  1. Sign Up & Get 50 Free Dashes

    Create your account and receive 50 complimentary covered deliveries.

  2. Automated $10 Wallet Refills

    After your free Dashes, an initial $10 is added to your INSHUR wallet. Each completed delivery deducts exactly 21¢.

  3. Seamless Top-Ups

    Whenever your wallet balance drops below $8, a recurring $10 top-up is processed to ensure your coverage never lapses on the road.

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Pay-As-You-Go is on its way. Join the waitlist, and we'll let you know as soon as it's available in your state — no commitment, no hassle.

 
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Why you should consider Pay-As-You-Go vehicle insurance for DoorDash

If you rely on delivering on the DoorDash platform for income, a single accident could put both your car and your earnings at risk. 

With Pay-As-You-Go insurance, you are only charged for coverage while you're actively delivering through the DoorDash app. 

No more second-guessing whether your personal auto policy will cover you while Dashing. With INSHUR, you can hit the road knowing your vehicle and earnings are protected. 

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Got a question about our Pay-As-You-Go vehicle insurance?

You can contact us Monday to Friday from 9AM to 5PM ET at 1-(844)-489-2690. 

 

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What our customers say

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Frequently asked questions (FAQs)

*Physical damage and liability coverage offered to Dashers during active deliveries is underwritten and administered solely by INSHUR (“Producer”) and insured by an unaffiliated insurer. DoorDash, Inc. is not an insurance company and does not underwrite, administer, or make determinations regarding eligibility, coverage, benefits, or claims under any insurance policy.  Participation in this coverage program is entirely voluntary and subject to the Producer and insurer’s terms, conditions, exclusions, and underwriting criteria. Any questions, claims, or disputes regarding coverage, benefits, or claims determinations must be directed to the Producer. DoorDash’s role is limited to facilitating access to the Producer’s pay-as-you-go coverage option for convenience only and does not constitute DoorDash’s endorsement of, or assumption of responsibility for, any insurance product or decision. The availability of this coverage may vary by jurisdiction and is subject to change or discontinuation by the Producer or insurer at any time.