How do I get an NYC TLC insurance quote?

You can get an instant quote entirely online in minutes at https://inshur.com/en-us/new-york-tlc-insurance/. Simply create an INSHUR account online and get a free quote.

Which rideshare platforms are compatible with INSHUR policies?

INSHUR is New York's only Uber-preferred TLC insurance provider. We also offer competitively priced coverage for Uber Black drivers across the US.

Do I need commercial auto insurance to drive for Uber or Lyft in NYC?

Yes. Drivers in NYC are required by the Taxi and Limousine Commission (TLC) to carry official TLC commercial auto insurance. Standard personal auto policies do not fulfill TLC requirements.

What is Period X Off-Trip Carshare Insurance?

Period X provides specialized coverage for carshare hosts when their vehicle is off-trip and not actively covered by peer-to-peer platform insurance policies like Turo or Rentid.

How do I get an NYC TLC insurance quote?

You can get an instant quote entirely online in minutes at https://inshur.com/en-us/new-york-tlc-insurance/. Simply create an INSHUR account online and get a free quote.

Which rideshare platforms are compatible with INSHUR policies?

INSHUR is New York's only Uber-preferred TLC insurance provider. We also offer competitively priced coverage for Uber Black drivers across the US.

Do I need commercial auto insurance to drive for Uber or Lyft in NYC?

Yes. Drivers in NYC are required by the Taxi and Limousine Commission (TLC) to carry official TLC commercial auto insurance. Standard personal auto policies do not fulfill TLC requirements.

What is Period X Off-Trip Carshare Insurance?

Period X provides specialized coverage for carshare hosts when their vehicle is off-trip and not actively covered by peer-to-peer platform insurance policies like Turo or Rentid.

female US Uber driver driving with male passenger in back

Rideshare, Delivery & Carshare Commercial Auto Insurance

Flexible, digital coverage for NYC TLC, Uber Black, carshare hosts (Turo, Rentid, and more), and DoorDash delivery drivers. Protect your vehicle 24/7 with instant online quotes.

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Commercial Auto Insurance Policies Across The US

From coast to coast, we’re providing America with fast, flexible, and trusted commercial auto insurance solutions. Explore our range of coverage below.

Period X™ Carshare Insurance

Period X™ 24/7 off-trip coverage from $40/mo

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Turo Carshare Insurance

24/7 off-trip coverage from $40/mo. 1+ vehicles & personal mileage allowances

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Pay-As-You-Dash DoorDash insurance

Instant, affordable, pay-per-delivery collision cover built for Dashers

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New York TLC

Uber-preferred New York City TLC insurance. Instant online coverage

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Livery insurance

Livery insurance for Uber Black drivers across the USA.

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Fast, reliable US coverage

Get a personalized quote in minutes, with coverage across the USA. Select your policy, create an account, and you’re good to go. No paperwork. No forms. Just simple, dependable insurance.

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US Uber driver behind the wheel of a black car

24/7 accessibility

Spend more time earning and less time shopping for insurance. Buy, renew, and manage your policy anywhere and on any device with our easy-to-use digital platform.

Flexible payment options

Choose from a range of pricing options to find one that works for you. With our Uber rideshare and livery insurance, you can choose to pay for the full year, or spread the cost over monthly installments. With our Pay-As-You-Dash vehicle insurance, you only pay for the time you are actively deliverying with out innovative pay as you go wallet.

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100% Digital Setup

Instant quotes and policy updates straight from your smartphone no paperwork delays.

State requirements covered

Insurance coverage built to meet or exceed strict state requirements

Embedded insurance

We're connected with Uber, Turo, and DoorDash to provide insurance built around the way you work.

About INSHUR in the United States

INSHUR (Inshur Inc.) is a licensed digital commercial auto insurance administrator and producer headquartered in New York City. We specialize in mobile-first commercial insurance for on-demand economy drivers, including NYC TLC rideshare drivers (Uber), DoorDash delivery drivers, and peer-to-peer carshare hosts (Turo, Redtid, Getaround).

Online coverage across the USA

Get protected and start earning with hassle-free commercial auto insurance from INSHUR.

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Frequently Asked Questions (FAQs)

You can get an instant quote online in minutes.
1. Click here
2. Login to create an account
3. Enter your vehicle and driver details
4. Choose your cover and payment terms
5. Get instant cover
We're the only Uber preffered TLC insurance provider for rideshare drivers in New York City.
Period X™ is fully compatible with all major P2P platforms, including Turo, Getaround, and HyreCar, protecting your vehicle during the critical off-trip gaps when platform insurance is inactive.
Yes. The Taxi and Limousine Commission (TLC) requires all NYC rideshare drivers to hold official TLC commercial auto insurance. Standard personal auto insurance does not fulfill TLC requirements.
Period X™ is a specialized commercial auto insurance policy designed to cover peer-to-peer (P2P) vehicles during off-rental periods (cleaning, maintenance, delivery, and personal use).
No. When one of your vehicles is listed on Turo but not on an active trip, it might not be protected against damage claims under either your personal auto insurance or the Turo Protection Plans.

That's why INSHUR has partnered with Turo to provide seamless off-rental insurance, ensuring you are covered 24/7 as a Turo host.

Period X™ is a specialized commercial auto insurance policy designed to cover peer-to-peer (P2P) vehicles during off-rental periods (cleaning, maintenance, delivery, and personal use).

Rideshare, Delivery & Carshare Commercial Auto Insurance

Commercial Auto Insurance Policies Across The US

Period X™ Carshare Insurance

Turo Carshare Insurance

Pay-As-You-Dash DoorDash insurance

New York TLC

Livery insurance

Your insurance, your way

Fast, reliable US coverage

24/7 accessibility

Flexible payment options

Why INSHUR?

100% Digital Setup

State requirements covered

Embedded insurance

About INSHUR in the United States

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Online coverage across the USA

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Frequently Asked Questions (FAQs)

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