Your electric or plug-in hybrid vehicle demands more than a standard private hire policy. Get tailored EV insurance that protects the most valuable components of your vehicle while you drive for Uber, Bolt, FREENOW, and local operators.
EV private hire insurance is specialist cover for drivers using electric or hybrid vehicles to carry passengers for hire and reward — including platforms like Uber, Bolt, and Ola.
It goes beyond standard car insurance by covering EV-specific features like your battery, charging cable, and specialist EV repairs.
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Cover for electric and plug-in hybrid vehicles
EV battery cover
Charging cable cover
Social, domestic, and pleasure use (SD&P)
Cover for fast food delivery
Public Liability up to £10M (comprehensive plus only)
Optional no claims discount protection
Optional Motor Legal Expenses cover
This cover is ideal for:
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Personalised taxi quote in minutes, 100% online
Instant cover and policy documents, including Uber Instadoc
Annual or 30-day policies with flexible monthly payments
Safe driver pricing based on your Uber score
24/7 fast claims service built for PHV drivers
Support for zero-emissions drivers and EVs
Trusted by 1M+ on-demand drivers
Partnered with Uber and major UK platforms
Getting covered is simple:
Click 'Start my EV private hire quote' below
Create an account and enter your vehicle and driver details
Choose your cover and payment terms
Get instant cover and policy documents
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Our electric private hire insurance includes all the essential protections of a standard private hire policy, plus extra cover for your electric and plug-in hybrid vehicle. Whether you're working or off the clock, you're protected with Social, Domestic, and Pleasure (SD&P) use included as standard.
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Third Party |
Third Party, Fire and Theft |
Comprehensive |
Comprehensive Plus |
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Social, domestic, and pleasure (SD&P)
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Fast food cover
Main occupation must still be private hire |
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Fire and theft
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Fire and theft (including attempted theft) only |
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Accidental or malicious damage to your vehicle
including flood damage |
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Windscreen cover
£750 excess for non-approved repairer |
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£50 for repair, £150 for replacement with approved repairer |
£50 for repair, £150 for replacement with approved repairer |
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Public liability up to £10M
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Public Carriage Office (PCO) replacement vehicle (where available)
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Non-PCO courtesy car where available |
Available for 14 days |
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Motor legal expenses
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No claims discount protection
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Optional, 4+ years |
Optional, 4+ years |
Optional, 4+ years |
Optional, 4+ years |
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Policy excess
Additional excess applies if incident not reported within 24h or on use of non-approved repairer, and for <25 year old drivers |
No excess applies |
See your policy schedule |
See your policy schedule |
See your policy schedule |
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Driving in the EU
SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle |
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Social, domestic, and pleasure (SD&P)
Fast food cover
(Main occupation must still be private hire)
Fire and theft
Accidental or malicious damage to your vehicle
(including flood damage)
Windscreen cover
(£750 excess for non-approved repairer)
Public liability up to £10M
Public Carriage Office (PCO) replacement vehicle (where available)
Motor legal expenses
No claims discount protection
Optional, 4+ years
Policy excess
(Additional excess applies if incident not reported within 24h or on use of non-approved repairer, and for <25 year old drivers)
No excess applies
Driving in the EU
(SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle)
Social, domestic, and pleasure (SD&P)
Fast food cover
(Main occupation must still be private hire)
Fire and theft
Fire and theft (including attempted theft) only
Accidental or malicious damage to your vehicle
(including flood damage)
Windscreen cover
(£750 excess for non-approved repairer)
Public liability up to £10M
Public Carriage Office (PCO) replacement vehicle (where available)
Motor legal expenses
No claims discount protection
Optional, 4+ years
Policy excess
(Additional excess applies if incident not reported within 24h or on use of non-approved repairer, and for <25 year old drivers)
See your policy schedule
Driving in the EU
(SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle)
Social, domestic, and pleasure (SD&P)
Fast food cover
(Main occupation must still be private hire)
Fire and theft
Accidental or malicious damage to your vehicle
(including flood damage)
Windscreen cover
(£750 excess for non-approved repairer)
£50 for repair, £150 for replacement with approved repairer
Public liability up to £10M
Public Carriage Office (PCO) replacement vehicle (where available)
Non-PCO courtesy car where available
Motor legal expenses
No claims discount protection
Optional, 4+ years
Policy excess
(Additional excess applies if incident not reported within 24h or on use of non-approved repairer, and for <25 year old drivers)
See your policy schedule
Driving in the EU
(SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle)
Social, domestic, and pleasure (SD&P)
Fast food cover
(Main occupation must still be private hire)
Fire and theft
Accidental or malicious damage to your vehicle
(including flood damage)
Windscreen cover
(£750 excess for non-approved repairer)
£50 for repair, £150 for replacement with approved repairer
Public liability up to £10M
Public Carriage Office (PCO) replacement vehicle (where available)
Available for 14 days
Motor legal expenses
No claims discount protection
Optional, 4+ years
Policy excess
(Additional excess applies if incident not reported within 24h or on use of non-approved repairer, and for <25 year old drivers)
See your policy schedule
Driving in the EU
(SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle)
If you drive for Uber or any other rideshare service in an EV, you need private hire insurance that covers you for hire and reward. This is a specialist insurance policy that allows for the transport of people or goods.
Whilst you don't need an EV-specific policy, it can come with added protections for your electric or plug-in hybrid vehicle should you be involved in an incident.
INSHUR Electric Private Hire insurance offers coverage for your EV battery and charging cable, and specialist EV repairs if you're involved in an incident.
Yes!
We offer a choice of annual or 30-day policies.
30-day policies are ideal for private hire drivers that are not sure if they want to drive long term.
Annual policies are more cost-effective if you're planning to drive private hire for at least a year. Plus, you can chose to pay up front, or split the payments monthly.
Not always — insurance premiums depend on multiple factors, including your vehicle, driving record, and location. Here at INSHUR, we reward safer drivers with better pricing.
If you drive an electric vehicle (EV) for Uber, Bolt, or any other rideshare or private hire service, you legally need private hire insurance. This is a specialist policy that covers you for hire and reward, allowing you to transport passengers or goods for payment.
Standard car insurance won’t cover private hire use and doesn’t meet the legal requirements to operate as a licensed private hire driver — even if you drive an EV or hybrid.
Yes!
Our electric private hire insurance includes all the essential protections of a standard private hire policy, plus Social, Domestic, and Pleasure (SD&P) use is included as standard. So whether you're working or off the clock, you're protected.