Our electric car cover is designed to support private hire drivers on the road to zero emissions with:
Uber has pledged that 100% of rides in London will be in electric vehicles (EVs) by 2025.
By 2040, 100% of Uber rides will be in zero-emission vehicles. Other platforms like Lyft are aiming higher, with all Lyft rides being electric by 2030.
At INSHUR, we’re proud to support this transition by providing EV‑friendly private hire insurance.
From flexible cover to battery and charger protection, our policies are built for the future of driving.
Backed by Uber, designed for electric car and private hire taxi drivers.
If you’re driving an EV or plug-in hybrid, you’ll want bespoke insurance that keeps up. Standard car insurance might cover the basics, but it won’t protect things like your battery or charging cable.
INSHUR electric car insurance is built for the tech under your bonnet and the way you work. It’s extra protection for your modern ride, so you can focus on the road (and the five-star ratings), not the what-ifs.
This cover is ideal for:
Power up your protection with four levels of cover. All electric taxi policies include Social, Domestic & Pleasure (SD&P) use, so you’re fully charged whether you’re on the job or off the clock.
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Third Party |
Third Party, Fire and Theft |
Comprehensive |
Comprehensive Plus |
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Social, domestic, and pleasure (SD&P)
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Fast food cover
Main occupation must still be private hire |
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Fire and theft
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Fire and theft (including attempted theft) only |
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Accidental or malicious damage to your vehicle
including flood damage |
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Windscreen cover
£750 excess for non-approved repairer |
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£50 for repair, £150 for replacement with approved repairer |
£50 for repair, £150 for replacement with approved repairer |
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Public liability up to £10M
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Public Carriage Office (PCO) replacement vehicle (where available)
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Non-PCO courtesy car where available |
Available for 14 days |
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Motor legal expenses
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No claims discount protection
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Optional, 4+ years |
Optional, 4+ years |
Optional, 4+ years |
Optional, 4+ years |
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Policy excess
Additional excess applies if incident not reported within 24h or on use of non-approved repairer, and for <25 year old drivers |
No excess applies |
£500 |
£500 |
£500 |
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Driving in the EU
SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle |
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Social, domestic, and pleasure (SD&P)
Fast food cover
(Main occupation must still be private hire)
Fire and theft
Accidental or malicious damage to your vehicle
(including flood damage)
Windscreen cover
(£750 excess for non-approved repairer)
Public liability up to £10M
Public Carriage Office (PCO) replacement vehicle (where available)
Motor legal expenses
No claims discount protection
Optional, 4+ years
Policy excess
(Additional excess applies if incident not reported within 24h or on use of non-approved repairer, and for <25 year old drivers)
No excess applies
Driving in the EU
(SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle)
Social, domestic, and pleasure (SD&P)
Fast food cover
(Main occupation must still be private hire)
Fire and theft
Fire and theft (including attempted theft) only
Accidental or malicious damage to your vehicle
(including flood damage)
Windscreen cover
(£750 excess for non-approved repairer)
Public liability up to £10M
Public Carriage Office (PCO) replacement vehicle (where available)
Motor legal expenses
No claims discount protection
Optional, 4+ years
Policy excess
(Additional excess applies if incident not reported within 24h or on use of non-approved repairer, and for <25 year old drivers)
£500
Driving in the EU
(SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle)
Social, domestic, and pleasure (SD&P)
Fast food cover
(Main occupation must still be private hire)
Fire and theft
Accidental or malicious damage to your vehicle
(including flood damage)
Windscreen cover
(£750 excess for non-approved repairer)
£50 for repair, £150 for replacement with approved repairer
Public liability up to £10M
Public Carriage Office (PCO) replacement vehicle (where available)
Non-PCO courtesy car where available
Motor legal expenses
No claims discount protection
Optional, 4+ years
Policy excess
(Additional excess applies if incident not reported within 24h or on use of non-approved repairer, and for <25 year old drivers)
£500
Driving in the EU
(SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle)
Social, domestic, and pleasure (SD&P)
Fast food cover
(Main occupation must still be private hire)
Fire and theft
Accidental or malicious damage to your vehicle
(including flood damage)
Windscreen cover
(£750 excess for non-approved repairer)
£50 for repair, £150 for replacement with approved repairer
Public liability up to £10M
Public Carriage Office (PCO) replacement vehicle (where available)
Available for 14 days
Motor legal expenses
No claims discount protection
Optional, 4+ years
Policy excess
(Additional excess applies if incident not reported within 24h or on use of non-approved repairer, and for <25 year old drivers)
£500
Driving in the EU
(SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle)
We believe your insurance should work as hard as you do. INSHUR electric car insurance is purpose-built for private hire EV drivers, with digital-first cover that’s flexible and future-focused. Whether you’re a full-time or part-time electric taxi driver, we’ve got your back from quote to renewal.
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EVs are different, and your insurance should be too. That’s why every INSHUR EV policy includes dedicated protection for electric cars and plug-in hybrids, including:
Repair or replacement for covered claims or accidents. Available for both owned and leased batteries. Up to £10k of battery coverage.
Reliable support for damaged or stolen cables while attached to your vehicle. We also cover you for third-party incidents, e.g. someone tripping over your cable while in use.
To get a quote online, simply click here, select your cover, sign up, and answer the questions. It only takes a matter of minutes and you'll receive your quote instantly.
Have everything ready?
Private hire insurance, or taxi insurance, is coverage specifically designed for private hire drivers.
Note: Private hire insurance is also known as PCO insurance (London only), Uber cab insurance or minicab insurance.
This insurance covers you when you’re on the job and working. Working as a private hire driver without proper insurance is illegal, therefore, the correct coverage is essential.
Our electric coverage gives you the cover you need to do your jobs plus specialist cover for your EV. This includes battery and charger cover included as standard.
INSHUR offers four distinct coverage options, with 30-day or annual policies, so you can choose the level of coverage you need. You’ll also get food delivery coverage at no extra cost.
You can access your insurance online 24/7. Get a quote, review, and renew your policy, anytime from your online Dashboard – saving you time and helping you get on the road faster.
Yes! With INSHUR private hire policies, you’re automatically covered to use your vehicle for social, domestic, and pleasure use/purposes.
We offer fast food delivery coverage automatically at no extra cost on all our private hire insurance policies.
You will not be able to drive another vehicle other than the one registered with your taxi insurance policy.
At this time, we do not allow policy-holders to drive someone else's vehicle under their INSHUR policy.
The price of your insurance is influenced by various factors based on individual circumstances.
Every person is different, therefore insurance cost varies from person to person.
The best way to get your price is to get a quote today. It only takes a few minutes.
If you drive private hire, you need specialist hire and reward coverage for the transport of passengers or goods.
Our private hire electric vehicle insurance offers the level of cover you need to do your job, plus specialist cover for your electric vehicle.
Yes. We’ve worked directly with Uber since 2018 to create an insurance product with Uber drivers at the forefront.