Bolt Insurance for Delivery Drivers

Flexible 30-Day or Annual Policies. 100% Online.

  • Hire & Reward Cover: The legal cover you need to deliver for Bolt.
  • Multi-Platform Ready: Also covers Deliveroo, Just Eat, and more.
  • All Vehicles: Cars, vans, scooters, mopeds, and motorbikes.
  • Instant Cover: Quote, buy, and manage your policy online in minutes.

What is Bolt insurance, and do I need it?

Driving for Bolt? Before you accept your first job, there's one thing you need to have in place: the right insurance.

Standard car insurance does not cover you for private hire work. As soon as you're carrying passengers for payment on pre-booked journeys, you're legally required to have hire and reward private hire insurance. Without it, you're uninsured on the road, and that can mean fines, points on your licence, and even your vehicle being seized.

Bolt also requires proof of valid private hire insurance before you can complete your sign-up and start accepting trips. So do your local council and, if you're driving in London, Transport for London (TfL). It's a legal requirement, not just a box-ticking exercise. 

INSHUR's private hire insurance is designed for licensed drivers exactly like you, quick to set up, easy to manage, and built to meet PCO and Local Authority licensing requirements straight out of the box.

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Choose a level of private hire coverage that suits you

Our Bolt insurance offers the same core protections as a personal insurance policy but with added coverage for private hire driving. Every policy includes Social, Domestic & Pleasure (SDP) use as standard, so you're covered on and off the job.

Why choose INSHUR for your Bolt insurance?

Thousands of food delivery drivers across the UK trust INSHUR to keep them covered. Here's why:

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INSHUR private hire insurance is designed specifically for licensed PHV work, not adapted from a personal policy. Cover, pricing and policy admin all reflect how real drivers actually work.

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One INSHUR policy covers you across Bolt, Uber, Ola, FREE NOW, and more. If you drive for more than one app, or plan to, you're covered under a single policy without any extra hassle.

Get a quote

Driving full-time or just at weekends? You can choose between a 30-day or annual policy and pay monthly or upfront. Your cover, your way.

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Get a quote, buy your policy, and manage your cover entirely online. No phone calls, no paperwork, no waiting around. Most drivers are insured in minutes, with documents available instantly in your INSHUR Driver Dashboard.

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Your INSHUR policy covers your everyday personal driving too, not just when you're on a job. One policy, all-day cover.

How to get insured for Bolt with INSHUR

Getting covered is quick and straightforward. Here's how it works:

  1. Get a quote online: Head to the INSHUR website and answer a few questions about yourself, your vehicle, and how you work. It only takes a few minutes.
  2. Choose your cover: Pick the level of cover that suits you — third party, third party fire and theft, or comprehensive — and decide whether you want a 30-day or annual policy.
  3. Buy and get covered instantly: Pay online and your policy starts straight away. You'll receive your insurance certificate immediately.
  4. Manage everything online: View your policy documents, make changes, and renew — all from your INSHUR dashboard, any time.
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Frequently asked questions (FAQs)