Fast food delivery insurance, also known as hire and reward or courier insurance, is a type of commercial vehicle insurance designed for delivery drivers and riders who use their vehicles to deliver fast food.
Fast food delivery insurance is not only necessary for online platforms, but it’s also a legal requirement.
Your personal vehicle insurance policy will likely not cover you for hire and reward use for delivering fast food. This could leave you in a tricky situation if you’re involved in an accident on the job.
With an INSHUR policy, you're covered for multiple delivery services, and you can choose either 30-day or annual coverage to suit your needs.
Explore the table below to choose a level of cover that suits your needs. Flexible policy duration and payment options are available.
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Third Party |
Comprehensive |
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Social, domestic, and pleasure (SD&P)
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Accidental or malicious damage to your vehicle
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Fire, flood, theft, and vandalism
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Windscreen cover (cars & vans)
£750 excess for non-approved repairer |
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£50 for repair, £150 for replacement with approved repairer |
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Courtesy car
*Where available |
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For car and van policies |
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Courier and parcel delivery cover (optional)
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Policy excess
Additional excess applies if incident not reported within 24h or on use of non-approved repairer, and for <25 year old drivers |
No excess applies |
£350 for scooters and motorcycles, £500 for cars and vans |
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No claims discount protection
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(Optional, 4+ years) |
(Optional, 4+ years) |
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Driving in the EU
SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle |
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Social, domestic, and pleasure (SD&P)
Accidental or malicious damage to your vehicle
Fire, flood, theft, and vandalism
Windscreen cover (cars & vans)
(£750 excess for non-approved repairer)
Courtesy car
(*Where available )
Courier and parcel delivery cover (optional)
Policy excess
(Additional excess applies if incident not reported within 24h or on use of non-approved repairer, and for <25 year old drivers)
No excess applies
No claims discount protection
(Optional, 4+ years)
Driving in the EU
(SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle)
Social, domestic, and pleasure (SD&P)
Accidental or malicious damage to your vehicle
Fire, flood, theft, and vandalism
Windscreen cover (cars & vans)
(£750 excess for non-approved repairer)
£50 for repair, £150 for replacement with approved repairer
Courtesy car
(*Where available )
For car and van policies
Courier and parcel delivery cover (optional)
Policy excess
(Additional excess applies if incident not reported within 24h or on use of non-approved repairer, and for <25 year old drivers)
£350 for scooters and motorcycles, £500 for cars and vans
No claims discount protection
(Optional, 4+ years)
Driving in the EU
(SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle)
With INSHUR, you can get a fast food delivery insurance quote online in minutes. Plus, manage your policy anytime with your online Dashboard. INSHUR cover gives you:
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With INSHUR, you can customise your policy to fit your needs. Choose your level of coverage, opt for a 30-day or annual plan, and decide whether to pay in full or spread the cost with monthly payments.
To get a quote online, click here, sign up, and answer the questions. It only takes a matter of minutes and you will receive your quote instantly.
If you also deliver parcels, we can add this to your quote for you. You just need to let us know what goods you carry when you are completing your quote.
Click here to get your quote online today.
Unfortunately, we only cover drivers and riders who are aged 23 and over.
We offer reliable and flexible insurance policies for all major food delivery platforms, including:
Simply provide your chosen delivery partner with a copy of your insurance certificate.
No.
To deliver for Uber Eats, you’ll need hire and reward insurance. INSHUR fast food delivery insurance have you covered for delivery on multiple platforms, and if you deliver parcels too, let us know and we can include it in one policy.
Click here to get a personalised quote in minutes.
Yes, you can.
However, your vehicle must meet minimum requirements such as age and vehicle type.
Click here to get a personalised quote in minutes.