Pay as you Flex insurance for Amazon
Only pay for the minutes you drive with insurance for Amazon Flex delivery partners.
Your Pay as you Flex insurance policy
Our Pay as you Flex supplementary cover is designed for Amazon Flex delivery drivers.
Your price is locked in for 90-days
Pay only for the minutes you drive
Auto top-ups of your balance to ensure you're covered
Coverage for Amazon Flex package delivery
What Pay as you Flex insurance covers
INSHUR Pay as you Flex provides supplementary Hire and Reward insurance cover for the actual time driven during your blocks or shifts with an INSHUR approved delivery partner. This includes 15 minutes of commuting time to and from the pick-up location.
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Pay As You Flex doesn't include Social, Domestic and Pleasure (SD&P) use or continuous motor insurance. You are required by law to have a separate, continuous underlying SD&P insurance policy in place on your insured vehicle for personal use at all times.
What is Social, Domestic and Pleasure (SD&P) use?
SD&P insurance covers you when using your vehicle for personal reasons, outside of your Pay as you Flex blocks or shifts.
- Social – Visiting friends, going to restaurants or shopping.
- Domestic – Everyday personal use, like driving to school, the gym, or running errands.
- Pleasure – Enjoying a road trip or driving for fun.
SD&P insurance covers:
- Driving to and from work (unless "commuting" is included in or added your policy).
- Using your car for visiting clients or multiple places of work.
- Any commercial activities (like Hire and Reward delivery driving or taxi driving ).
SD&P insurance does NOT cover:
Why INSHUR?
Your insurance for Amazon Flex is only a few clicks away. Get coverage on our online platform that lets you quote, buy, and renew your policy all through your online Dashboard.
- Only pay for the minutes you drive
- Includes cover for 15 minutes of travel to and from Amazon pick-up locations
- Never worry about your insurance running out with auto top-ups and renewals
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Frequently asked questions (FAQs)
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If you have initiated the process of getting a Pay as you Flex quote and we were unable to verify your Amazon Flex delivery partner status, please check the Amazon Flex app and ensure that you have reached the correct onboarding step before requesting a Pay as you Flex quote.
If you are an existing delivery partner with Amazon Flex: Please ensure all your details are correct and match your Amazon Flex account.
If you are a in the process of onboarding with Amazon Flex: Please check that you have reached the following onboarding screen within the Amazon Flex app and have selected the “I want to purchase a ‘Pay As You Go’ insurance policy with INSHUR.” option.
Here is what you should see in the Amazon Flex app, before you continue requesting an INSHUR quote from us.
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Our policies renew automatically, based on the terms of your current policy. You don’t have to pay any renewal fees and your current wallet balance will carry over to your new policy.
You’ll receive an email seven days before the end of your current policy to let you know it’s time to renew. We’ll also update you on any changes to your hourly premium.
Once you’ve successfully renewed your policy, you’ll be covered for another 90 days.
*If you don’t want to renew your policy or would like to opt out of auto-renewal, please log in to your Dashboard to update your renewal.
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Yes!
Check out this article for instructions on how to obtain a quote and purchase a policy. -
Our Pay as You Flex policy covers Amazon Fresh and Amazon parcel deliveries only. If you drive for multiple companies, you’ll need a dedicated fast food delivery or courier policy.
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There’s no excuse for driving without valid insurance – it’s illegal.
This Pay As You Flex product does not provide Continuous Motor Insurance. According to section 143 of the Road Traffic Act, anyone who uses, causes or permits a person to use a vehicle on roads and in public places in the United Kingdom (UK), must have an insurance policy in place. Parking a vehicle on the road also falls within the category of ‘uses’.
You are required to have a separate valid personal Social, Domestic and Pleasure (SD&P) motor vehicle insurance Policy in place, with a minimum of third party insurance to meet Your Requirement for Valid Continuous Motor Insurance.
If a vehicle is found to be Uninsured, you could:
- Be fined £100
- Have your vehicle wheel-clamped, impounded or destroyed
- Be taken to court
It’s illegal to drive a vehicle on a road or in a public place in the UK without at least third-party insurance.
Even if the vehicle itself is insured, if you are not correctly insured to drive it you could get penalised, receive a fixed penalty, penalty points, an unlimited fine or disqualified from driving. The police also have the power to seize, and in some cases, destroy the vehicle that’s being driven uninsured.
Other costs you may also be liable for include:
- A higher car insurance premium in the future
- Costs associated with an accident or claim
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Pay as you Flex won’t affect your Social, Domestic and Pleasure (SD&P) insurance Policy at all!
This insurance is a policy that covers you for Hire and Reward while you are driving for an Approved Deliver Partner as a delivery driver/courier.
Dual insurance occurs when, in the case of insurance against loss or damage, the same items are insured against a certain risk under more than one insurance policy. Cover is only provided under this policy for you in relation to your use of the insured vehicle for Hire and Reward. The SD&P insurance policy covers the vehicle and any named drivers for personal (and or commuting) use only - therefore Pay as you Flex does not cover the same risk as the SD&P policy.