Standard INSHUR policy coverages

Standard INSHUR policy coverages

We’ve had a lot of TLC drivers asking what does a typical INSHUR policy cover so we decided to put together a post that details the coverage and limits. Our liability insurance coverage conforms to the minimum levels mandated by the TLC for most vehicles. We also offer collision coverage in combination with liability to create a “full coverage” package. Collision coverage is optional, liability is mandatory.

Below is a breakdown of a standard policy we offer:

Policy Type: Commercial Auto Liability (TLC minimum coverage)

Policy Type: Commercial Physical Damage (Optional)


This is a summary only and does not change coverage, terms or exclusions afforded by policies. Please inspect the policy carefully for coverage,terms, conditions and exclusions.