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What is Lyft?
In late 2014 Lyft entered New York City after getting licensed as a TLC Black Car Base. Currently, Lyft operates two NYC bases (Endor Car & Driver LLC and Tri-City LLC) out of the Falchi building in Long Island City, NY, the same building as the Taxi & Limousine Commission. If you drive for Lyft in NYC, there are a few things you should be aware of. To offer pre-arranged passenger service for Lyft in NYC, you need to have a valid TLC license and affiliate your vehicle with the base. Also, you need to comply with Lyft’s insurance requirements, so what are they?
Lyft Insurance coverage requirements
Lyft’s rideshare insurance policy isn’t valid in New York City, so Lyft drivers will need to purchase commercial insurance coverage meeting the Taxi & Limousine Commission’s minimum insurance limits. For most vehicles that will be liability coverage in the amount of $100,000 per person, $300,000 per accident, $200,000 in personal injury protection and $10,000 in property damage.