Green Taxi Insurance
What is a NYC Green Taxi?
In New York City, a Street Hail Livery Vehicle (SHL) is sometimes referred to as a Green Taxi or Outer Boro Taxi. These vehicles have a distinctive apple green color and can be seen roaming the streets of NYC, especially outside of Manhattan. So what exactly is a Green Taxi? Historically only yellow taxis had the right to pick up passengers off the street, but spent almost 95% of the time serving Manhattan customers below 96th street. As a result of the poor yellow taxi coverage in the outer boros (Queens, Bronx, Brooklyn, Staten Island), Governer Cuomo signed into law the Five Borough Taxi Plan in 2011. The law permitted the Taxi & Limousine Commission (TLC) to issue up to 18,000 new Street Hail Livery permits, 20% of which had to be wheelchair accessible vehicles (WAV). There were legal challenges played out in NY courts, but in the summer of 2013 the first Green Taxis permits were issued and green hit the streets of NYC.
Green Taxis must meet the TLC minimum liability coverage requirements which are set at $100,000 per person, $300,000 per accident, $200,000 in personal injury protection and $10,000 in property damage liability for most vehicles. Green Taxi drivers are also subject to NY Workers Compensation insurance laws – which require coverage for drivers operating another permit owner’s vehicle.
Sounds complicated? It’s not because you can download the INSHUR app! Scan your TLC license and get Green Taxi Insurance quotes from top carriers in seconds. You can rest assured that the insurance coverage you purchase from the INSHUR app meets the TLC insurance requirements for Green Taxis. Don’t waste your time finding brokers, shuffling paperwork and waiting to get insurance documents – everything is handled through the INSHUR app.
Method of operation
A Green Taxi is allowed to pick up passengers off the street in the outer boroughs (Queens, Bronx, Brooklyn, Staten Island) and in northern Manhattan above 96th street on the east side and 110th street on the west side. Green Taxis are also excluded from picking up passengers in the airports (LaGuardia and JFK). This is in contrast to yellow taxicabs which can pick up street hails everywhere in NYC. The Green Taxi is a hybrid between a Livery and Taxi – they can be hailed by passengers on the streets and pre-arranged through FHV bases. Currently there are 6,079 active Green Taxi affiliated with various FHV bases – see chart below. Green taxi vehicles must be inspected and “hacked up” or outfitted with technology equipment (LPEP), markings and roof lights similar to yellow taxis.
Green taxi vehicles by TLC base