Cover: Third Party to Comprehensive Plus with Social, Domestic & Pleasure use included.
Terms: 30-day or annual policies for your Uber car insurance.
Rewards: Renewal rewards based on your Uber driver score to help you secure cheap Uber insurance.
EV: Specialised EV coverage.
Uber private hire insurance is a type of commercial vehicle insurance designed for drivers who carry passengers via pre-booked apps like Uber, Bolt, Ola, and FREE NOW. In the UK, it's a legal requirement for all private hire vehicle (PHV) drivers looking for Uber driver insurance.
This insurance includes hire and reward cover, which allows you to legally transport passengers for payment.
INSHUR Uber Private hire insurance is tailored for Uber rideshare drivers. We've worked with Uber since 2018 to create tailored, comprehensive insurance for Uber drivers.
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We offer four cover levels from Third Party only to Comprehensive Plus insurance. All of our uber car insurance policies offer:
With a Comprehensive Plus policy, you also get:
This cover is designed for UK private hire drivers who need fast, reliable cover. It's ideal for:
Choose cover that suits your schedule with a choice of 30-day or annual policies.
With INSHUR, your policy includes both Hire and Reward for Uber driving, and Social, Domestic and Pleasure (SD&P) for personal use, all in one convenient private hire insurance policy.
Flexible short-term cover for Uber private hire drivers
Long-term Uber private hire insurance
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Third Party |
Third Party, Fire and Theft |
Comprehensive |
Comprehensive Plus |
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Social, domestic, and pleasure (SD&P)
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Fast food cover
Main occupation must still be private hire |
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Fire and theft
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Fire and theft (including attempted theft) only |
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Accidental or malicious damage to your vehicle
including flood damage |
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Windscreen cover
£750 excess for non-approved repairer |
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£50 for repair, £150 for replacement with approved repairer |
£50 for repair, £150 for replacement with approved repairer |
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Public liability up to £10M
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Public carriage office (PCO) replacement vehicle (where available)
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Non-PCO courtesy car where available |
Available for 14 days |
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Motor legal expenses
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No claims discount protection
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(Optional, 4+ years) |
(Optional, 4+ years) |
(Optional, 4+ years) |
(Optional, 4+ years) |
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Policy excess
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No excess applies |
See your policy schedule |
See your policy schedule |
See your policy schedule |
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Driving in the EU
SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle |
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Social, domestic, and pleasure (SD&P)
Fast food cover
(Main occupation must still be private hire)
Fire and theft
Accidental or malicious damage to your vehicle
(including flood damage)
Windscreen cover
(£750 excess for non-approved repairer)
Public liability up to £10M
Public carriage office (PCO) replacement vehicle (where available)
Motor legal expenses
No claims discount protection
(Optional, 4+ years)
Policy excess
No excess applies
Driving in the EU
(SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle)
Social, domestic, and pleasure (SD&P)
Fast food cover
(Main occupation must still be private hire)
Fire and theft
Fire and theft (including attempted theft) only
Accidental or malicious damage to your vehicle
(including flood damage)
Windscreen cover
(£750 excess for non-approved repairer)
Public liability up to £10M
Public carriage office (PCO) replacement vehicle (where available)
Motor legal expenses
No claims discount protection
(Optional, 4+ years)
Policy excess
See your policy schedule
Driving in the EU
(SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle)
Social, domestic, and pleasure (SD&P)
Fast food cover
(Main occupation must still be private hire)
Fire and theft
Accidental or malicious damage to your vehicle
(including flood damage)
Windscreen cover
(£750 excess for non-approved repairer)
£50 for repair, £150 for replacement with approved repairer
Public liability up to £10M
Public carriage office (PCO) replacement vehicle (where available)
Non-PCO courtesy car where available
Motor legal expenses
No claims discount protection
(Optional, 4+ years)
Policy excess
See your policy schedule
Driving in the EU
(SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle)
Social, domestic, and pleasure (SD&P)
Fast food cover
(Main occupation must still be private hire)
Fire and theft
Accidental or malicious damage to your vehicle
(including flood damage)
Windscreen cover
(£750 excess for non-approved repairer)
£50 for repair, £150 for replacement with approved repairer
Public liability up to £10M
Public carriage office (PCO) replacement vehicle (where available)
Available for 14 days
Motor legal expenses
No claims discount protection
(Optional, 4+ years)
Policy excess
See your policy schedule
Driving in the EU
(SD&P only, minimum legal requirement for that country, there is no cover for any loss or damage to your vehicle)
Your search for Uber driver insurance ends here. With INSHUR, you get private hire taxi insurance designed for Uber drivers. Find everything you need in one place on your online Dashboard. Get a quote, buy and renew online. Plus:
Getting covered is simple:
Click 'Start my Uber private hire quote' below
Log in with your Uber details to link your account
Enter your vehicle and driver details
Choose your cover and payment terms
Get instant cover, and your policy documents will be sent to Uber automatically
Enhance your motor policy with our optional extras — built for drivers who want complete peace of mind.
Up to £100,000 of legal costs cover per claim
Recovery of uninsured losses — if another driver is at fault, we'll help you claim back losses your motor policy doesn't cover, such as your excess, loss of earnings, and out-of-pocket expenses.
Personal injury compensation — pursue or defend a claim for compensation if you or a passenger suffers injury as a result of a motor accident.
Defence of motoring offences — access legal representation if you're prosecuted for a motoring offence related to your insured vehicle.
Motor vehicle contract disputes — resolve or defend a dispute relating to the purchase, use, or ownership of your insured vehicle.
Recovery from illegal clamping or towing — pursue recovery if your vehicle has been unlawfully clamped or towed.
Qualified legal representation — when proceedings are issued, or a conflict of interest arises, you can appoint your own solicitor to represent you.
Note: Cover is available across the EU, the UK, the Channel Islands, and the Isle of Man. Claims must have a greater than 50% chance of success. Legal costs are covered up to £100,000 per claim.
This is a summary of key benefits only. Full terms and conditions are available in the Motor Legal Expenses Insurance Policy Wording. This add-on is provided by BDElite and underwritten by Financial & Legal Insurance Company Limited (FCA No. 202915). Administered by INSHUR.
Cover kicks in when your vehicle is off the road due to:
An Accident that was your fault
Theft or attempted theft
Fire, vandalism or flood
What you get:
A replacement vehicle arranged and paid for — we cover the cost of providing you with a licensed hire vehicle, so you don't have to fund it yourself.
Up to 14 days of cover — replacement transport or a daily payment while your vehicle is being repaired or replaced, giving you time to get back on the road.
Works alongside your motor policy — this cover operates in parallel with your existing INSHUR motor insurance, keeping you mobile and earning whilst your vehicle is repaired
A suitable replacement vehicle — the replacement will be a suitable near-equivalent to your insured vehicle, so you can continue earning.
Note: Cover applies only in the United Kingdom. Maximum of 14 days' cover. If a replacement vehicle can't be provided, you'll receive a daily payment (from £40 per day, subject to your vehicle type) for up to 14 days.
This is a summary of key benefits only. Full terms and conditions are in the Emergency Licensed Hire Vehicle Insurance Policy Wording. This add-on is provided by BDElite and underwritten by Financial & Legal Insurance Company Limited (FCA No. 202915). Administered by INSHUR.
Need Uber private hire insurance for an electric vehicle or plug-in hybrid? Get the same great coverage as petrol and diesel private hire Uber drivers, plus:
Repair or replacement for covered claims or accidents. Available for both owned and leased batteries. Up to £10k of battery coverage.
Reliable support for damaged or stolen cables while attached to your vehicle. We also cover you for third-party incidents, e.g. someone tripping over your cable while in use.
With INSHUR, you choose a policy to fit your needs. Pick your level of coverage, opt for a 30-day or annual plan, and decide whether to pay in full or spread the cost with monthly payments.
To drive for Uber in the UK, you’ll need private hire insurance (PHV insurance) that covers hire and reward.
PHV insurance is a legal requirement in the UK, and protects both you and your passengers in the event of an incident.
INSHUR offers 30-day and annual private hire taxi insurance policies. Coverage includes Hire & Reward and Social, Domestic & Pleasure use.
Our underwriters use hundreds of data points to calculate your Uber private hire insurance premium. Factors like your Uber rating and Uber status are included to generate a unique quote for each driver. This ensures you receive a fair, competitively priced quote.
Your documents will be available to view and download once you have purchased a policy.
Please be aware some documents can take a while to generate, if they don't appear try again after 30 minutes.
Yes.
When you purchase private hire insurance for Uber through INSHUR, we send electronic copies of your policy documents to you and Uber.
No.
To drive for Uber in the UK, you’ll need to prove you hold the correct private hire taxi insurance. This is a specialist commercial vehicle insurance that is a legal requirement for all private hire vehicle drivers.
Getting covered is simple:
Click 'Start my Uber private hire quote' below
Log in with your Uber details to link your account
Enter your vehicle and driver details
Choose your cover and payment terms
Get instant cover, and your policy documents will be sent to Uber automatically
Uber doesn't provide private hire vehicle insurance for your car or passengers. It's your responsibility to have the correct private hire vehicle insurance in place to drive with Uber.
At INSHUR we offer two private hire policy types. Our Uber private hire insurance is built for Uber drivers but also covers you if you drive for other platforms or a local taxi operator.
Our Private Hire insurance policy is built for drivers who don't work for Uber but may drive for another platform or local taxi operator.