Category: Advice

INSHUR Driver Survey reveals concerns about Manhattan Congestion Surcharge
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INSHUR Driver Survey reveals concerns about Manhattan Congestion Surcharge

As a digital insurance business, serving professional and rideshare drivers in New York, we care about the changes being made in the city.  So we asked for opinions about what you think about the latest phase of Gov. Andrew Cuomo’s congestion plan.  Cuomo has suggested that his new measures, which will affect both ride-hailing services...

June 21, 2018June 22, 2018
How to know your insurer’s financial strength?
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How to know your insurer’s financial strength?

Edward Hill, INSHUR’s Head of Underwriting considers the impact of UK taxi insurance company, Alpha Insurance’s recent collapse and if any lessons have been learned from this. Thousands of taxi drivers have been left without any coverage following the demise of yet another insurance company. This time in the UK, Alpha Insurance is the latest...

June 3, 2018June 25, 2018
On a scale from A – F how secure is your insurance company, do you know?
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On a scale from A – F how secure is your insurance company, do you know?

How to evaluate an insurance company’s strength and why you should care. You have been asking us how can you assess the stability of an insurance company.  In our recent customer survey, you told us that ‘the reputation’ of the insurance company was one of your top three criteria for selecting an insurance policy. At...

November 15, 2017December 19, 2017
An Uber ripple helps commercial auto insurance Lyft-off
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An Uber ripple helps commercial auto insurance Lyft-off

…and why are we today seeing a second wave of #insurtech companies? The implications of technology’s role in our lives is only really just beginning to be truly understood. The book The Third Wave of The Internet by Steve Case, argues that it is only now we are feeling the full impact of technology in...

September 20, 2017December 19, 2017
The Surge, by INSHUR is out…
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The Surge, by INSHUR is out…

We’ve launched our first issue of The Surge, a digital magazine we plan to deliver direct to your inbox each month.  If you are not signed up to receive future editions, just click here:  Sign up to receive The Surge In this issue, we talk about the confusion surrounding the new DMV rules and New...

July 27, 2017October 9, 2017
New upstate DMV rules, what do they mean?
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New upstate DMV rules, what do they mean?

In case you missed the ruling in the past weeks, drivers from companies such as Lyft, Uber, and others are now legally allowed to operate throughout New York State. The news seemed to catch a few agencies by surprise with ’emergency’ legislation hurriedly being announced. But what does it mean for you drivers? Well, it’s...

July 21, 2017October 9, 2017
Insurance joins the mobile-first real-time data
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Insurance joins the mobile-first real-time data

New quarterly report reveals key data trends for New York area TLC drivers INSHUR, the mobile-first TLC insurance provider, has released a report highlighting key trends around drivers, vehicles, premiums and behaviors.  The report data covers quotes and policies from 3,400 TLC drivers in New York. INSHUR is the fastest growing and easiest way for...

May 11, 2017October 22, 2017
Standard INSHUR policy coverages
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Standard INSHUR policy coverages

We’ve had a lot of TLC drivers asking what does a typical INSHUR policy cover so we decided to put together a post that details the coverage and limits. Our liability insurance coverage conforms to the minimum levels mandated by the TLC for most vehicles. We also offer collision coverage in combination with liability to...

February 12, 2017October 9, 2017
How to get your TLC Drivers License in 9 easy steps
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How to get your TLC Drivers License in 9 easy steps

TLC New Driver Licensing Want to earn money driving a TLC licensed vehicles? Any driver picking up passengers for-hire needs to have a valid TLC drivers license. The TLC regulates all drivers to make sure they are fit to transport passengers. So if you want to drive a taxi or affiliate with an app company like Uber,...

November 29, 2016October 22, 2017
Getting TLC plates explained in 6 easy steps
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Getting TLC plates explained in 6 easy steps

The New York City Taxi & Limousine Commission (TLC) licenses drivers and vehicles. Having a TLC drivers license (now known as the universal license) grants you the authority to transport passengers using a TLC licensed vehicle. If you’ve been to New York, you have probably noticed these TLC license plates on the roads. This license plate designates to...

October 15, 2016October 9, 2017